Appliance insurance

Protection that helps you live life with fewer worries. Affordable, flexible plans designed to protect and repair when disaster strikes.

Protect 1 Appliance

Protect your most in use appliance

£6.99per month

Switch to Annually

Save up to 8%

Protect 2 Appliances

Protect your most in use appliances

£9.98per month

Switch to Annually

Save up to 8%

Protect 5 Appliances

Protect your most in use appliances

£19.96per month

Switch to Annually

Save up to 8%

Complete home package

£29.99per month

Switch to Annually

Save up to 16%

Insure upto 5 appliances

Home emergency cover

One-off boiler service

Awards & Recognitions

Why Choose

Smart Cover

We aim to provide our customers with reliable cover for a wide-range of household products. Our competitive premium rates, limited excesses and streamlined claims settlement ensure all our customers receive a professional service and, above all, peace of mind.

Rapid claim process

Cover for all brands and makes

Cover for Emergency Repairs

Price match promise

Nationwide Engineers

Like-for-like replacement

  • Fast claim settlement
  • Up to £500 claim limit per claim
  • Mechanical breakdown
  • Electrical breakdown
  • Accidental damage (Excluding Televisions)
  • Any pre-existing faults
  • Routine maintenance
  • Manufacturer’s defect
  • Deliberate damage
  • Any appliance over 10 years old at inception
  • Pre-owned or second-hand items
  • Delivery, installation and removal of faulty appliance

Help & Support

How we help you

  • ​You can report any fault to us by calling us on 03333 449 559, using our live online chat or even by sending us an email. You can reach us over the phone between 9 am and 7 pm on weekdays and from 10am-4pm on Saturdays.
  • Our Priority Helpline will try to resolve or diagnose the problem within hours and wherever possible, we will try to talk you through a solution instantly.
  • Where needed, we send an engineer to repair or replace the item.