Dishwasher Insurance
So You're Never Stuck Doing the Dishes
Dishwasher insurance cover for mechanical breakdown, electrical breakdown and accidental damage, up to £500 per claim, with UK engineers and a like-for-like replacement if it can't be repaired.
- Mechanical & electrical breakdown
- Accidental damage cover
- Like-for-like replacement
- Multi-appliance discounts up to 30%
- Cancel any time
FCA-authorised provider · No long-term lock-in
Dishwasher insurance helps cover the cost of repairing or replacing your dishwasher if it suffers a mechanical breakdown, electrical breakdown or accidental damage, up to £500 per claim. If your machine can't be economically repaired, Smart Cover contributes towards a like-for-like replacement based on your original dishwasher's specification, with engineers from a UK-wide network and multi-appliance discounts of up to 30%.
Cover more, save more.
Discount applies automatically at checkout.
Choose your Appliance
Cooker
Dishwasher
Oven
Hob
Hood
Microwave
- Fast Claim Settlement
- Up to £500 Claim Limit Per Claim
- Mechanical Breakdown
- Electrical Breakdown
- Accidental Damage
- Any Pre-Existing Faults
- Routine Maintenance
- Manufacturer’s Defect
- Deliberate Damage
- Pre-Owned Or Second-Hand Items
- Delivery, Installation And Removal Of Faulty Appliance
Important Documents
Add to cart
Your cart is empty. Start adding appliances to get a quote.
Add more appliances, unlock a bigger discount
Cover is priced per appliance by age and value. Add your washing machine, oven or fridge freezer to one policy and your discount grows automatically at checkout.
5 appliances for the price of 4
Protect 5 appliances for just £23.99/month, that's one cover free. Ends 21 October 2026.
Discounts apply automatically at checkout. Pay monthly or annually. Prices include all relevant taxes; terms and conditions apply.
What's covered and what's not
What's covered
- Mechanical breakdown of your dishwasher
- Electrical breakdown
- Accidental damage
- Up to £500 claim limit per claim
- Fast claim settlement
- Like-for-like replacement if beyond economical repair*
What's not covered
- Any pre-existing faults
- Routine maintenance (e.g. clearing a blocked filter)
- Manufacturer's defect (covered by the warranty)
- Deliberate damage
- Pre-owned or second-hand dishwashers
- Delivery, installation and removal of a faulty machine
*Like-for-like replacement is based on the specification of your original dishwasher and is subject to its age at policy inception. Full details are in your policy terms and IPID.
The dishwasher parts cover protects
When one of these fails through a covered breakdown, an engineer can repair or replace the part, subject to your policy terms.
Wash & drain pumps
The pumps that circulate and drain the water, a common cause of poor cleaning or standing water.
Spray arms
Spin and spray water over the dishes. Faults here leave dishes coming out dirty.
Heating element
Heats the water for washing and helps drying. A failure means cold washes or wet dishes.
Water inlet valve
Controls water entering the machine. A fault can stop the dishwasher filling.
Door latch
The latch that lets the machine run. A faulty latch can stop it starting a cycle.
Control board (PCB)
Runs each programme. Faults can trigger error codes or leave the machine dead.
Dishwasher faults we can help with
These are the breakdowns UK households search for most. If a covered fault causes any of these, an engineer can diagnose it.
Won't drain
Standing water in the bottom often points to a failed drain pump (or a filter blockage to clear).
Dishes still dirty
A failed wash pump, heating element or water inlet can leave crockery coming out unclean.
Not drying
If the heating element or drying system fails, dishes stay wet at the end of the cycle.
Leaking water
A breakdown of a seal, pump or valve can cause a leak that needs an engineer's attention.
Won't start
A faulty door latch, control board or power fault can stop the machine starting a cycle.
Error code or stops mid-cycle
A control board or sensor fault can throw an error code or stop the programme part-way.
What a dishwasher repair can cost
Most faults appear once the manufacturer's guarantee has ended, right when the bill lands on you.
Typical repair & replacement costs
A typical UK dishwasher repair, depending on the fault and parts needed.
The cost of buying and installing a new dishwasher if yours can't be economically repaired.
What cover gives you
Per claim towards repair or a like-for-like replacement, spreading the risk into an affordable regular payment instead of a large one-off bill.
Get your quoteCost figures are typical UK ranges for general guidance and will vary by machine, fault, brand and location.
Simple ways to prevent breakdowns
A little care keeps your dishwasher cleaning well and helps avoid the faults that lead to a claim.
Clean the filter
Rinse the filter regularly to prevent blockages, poor cleaning and drainage problems.
Wipe the spray arms
Clear blocked spray-arm holes so water reaches every dish.
Run a hot maintenance cycle
A monthly hot empty cycle with dishwasher cleaner clears grease and limescale.
Top up salt & rinse aid
Keeps the water soft and dishes drying clear, especially in hard-water areas.
Scrape, don't pre-rinse
Scrape food off, but let the machine do the rest. Over-rinsing wastes water.
Don't overload
Overloading blocks the spray arms and leaves dishes dirty.
Want the full routine? Read our guide on how to clean and maintain a dishwasher.
Cover your whole kitchen
Add your washing machine , oven or fridge freezer to the same policy and unlock a multi-appliance discount of up to 30%.
Why cover your dishwasher with Smart Cover
Expert claims team
A dedicated team handling your claim start to finish.
Up to £500 per claim
A generous limit towards repair or replacement.
UK-based service
A UK customer service team you can reach.
Fast settlement
A fast claim settlement service to get you sorted.
Like-for-like
Replacement based on your machine's spec, subject to age.
How a dishwasher claim works
Report a fault by phone, live chat or email, and we'll take it from there.
Report the fault
Call 03333 449 559, use live chat or email us to report the breakdown.
Share the details
Give your policy and machine details, plus proof of purchase and any error code.
Engineer attends
An engineer from our UK-wide network attends to diagnose and repair.
Repair or replace
If beyond economical repair, we contribute towards a like-for-like replacement.
Claims team available 9am-6pm weekdays and 10am-4pm Saturdays. An excess may apply depending on the machine's age and policy terms.
We cover the brands in your home
From everyday makes to premium names, cover for a broad range of dishwasher manufacturers.
Award-winning cover for UK homes
An FCA-authorised provider of home emergency and appliance insurance, protecting UK homes since 2013 and winner of the 2019 Broker Innovation Award.
Flexible cover
Cover just your dishwasher, or add more appliances for a bigger discount.
Price Match Promise
Find the same cover level cheaper within 14 days and we'll refund the difference.
Rated "Excellent"
Trusted by thousands of UK households, with strong independent reviews.
Questions about cover?
Leave your details and one of our experts will call to explain the benefits and exclusions, so you can protect your dishwasher with confidence.
- UK-wide engineer network
- Up to £500 per claim per appliance
- Multi-appliance discounts up to 30%
Frequently asked questions
What is dishwasher insurance?
Dishwasher insurance helps cover the cost of repairing or replacing your dishwasher if it suffers a mechanical breakdown, electrical breakdown or accidental damage. If your machine can't be economically repaired, we contribute towards a like-for-like replacement based on the specification of your original dishwasher, up to £500 per claim.
How much does dishwasher insurance cost?
Dishwasher insurance cover is priced per appliance based on its age and value, and you can save more by covering multiple appliances on one policy: 20% off for 3+, 25% off for 5+ and 30% off for 7+. You can pay monthly or annually, and a current offer protects 5 appliances for the price of 4 at £23.99 per month. Prices include all relevant taxes.
Does it cover a dishwasher that won't drain?
If your dishwasher won't drain because of a covered mechanical or electrical breakdown, such as a failed drain pump or motor, an engineer can diagnose and repair the covered fault, subject to your policy terms and limits. Standing water caused by a blockage from food debris is usually a maintenance issue, so keeping the filter clean is important.
Does it cover a dishwasher that isn't cleaning?
Dishes coming out dirty can be caused by a covered breakdown, for example a failed wash pump, a faulty heating element that won't heat the water, or a water inlet fault. An engineer can diagnose the cause and repair the covered fault. Poor results from blocked spray arms, a dirty filter or the wrong detergent are maintenance matters, not breakdowns.
Does dishwasher insurance cover leaks?
Cover applies to sudden mechanical and electrical breakdowns and accidental damage, which can include a breakdown of a component such as the pump, valve or door seal that causes a leak. Leaks from gradual wear, poor maintenance or pre-existing faults are excluded. Always check your policy terms and act quickly to limit any water damage.
Can I insure an old dishwasher?
Dishwasher insurance is available for machines up to 10 years old at policy inception. Within that range, cover for older machines may be limited to repair-only or a reduced replacement contribution, depending on age. Please check the policy terms. Pre-owned or second-hand machines and pre-existing faults aren't covered, and proof of purchase is required.
Is dishwasher insurance worth it?
A dishwasher deals with grease, food residue and limescale on every cycle, and repairs can be costly, often £70 to £150 or more, while a new machine can be £250 to £500 or more. Insurance can be worth it if you'd rather spread that risk into an affordable regular payment than face a large one-off bill. Whether it suits you depends on your machine's age, condition and budget.
What's not covered?
Dishwasher insurance doesn't cover pre-existing faults, routine maintenance (like clearing a blocked filter), manufacturer's defects (covered by the warranty), deliberate damage, pre-owned or second-hand machines, or the delivery, installation and removal of a faulty machine. Full details are in your policy terms and IPID.
How do I make a claim?
Report the fault by calling 03333 449 559 , using live online chat, or emailing us. The team is available 9am-6pm weekdays and 10am-4pm Saturdays. An engineer from our UK-wide network attends to repair your dishwasher where possible, and an excess may apply depending on the machine's age and policy terms.
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