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Boiler Service
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Call UsSome of the Gas Boilers we cover are
Benefits of Home & Boiler Cover?
Boiler Insurance
A boiler is an important part of any home. An unexpected boiler breakdown can result in very costly repairs.
Central Heating
Our cover includes breakdown of central heating system and its associated pipework.
Lost Keys
Lost your House keys? Our insurance policy gives assistance in gaining access to your property and protecting your home.
Electrical
Our insurance policies cover total emergency breakdown of your electricity supply.
Drains and Waste Pipes
Our plumbing & drainage insurance covers a wide range of problems including broken pipes, water supply and blocked drains.
Pest Infestation
Our policy offers cover for animal infestations caused by black or brown rats, field or house mice, wasps’ and hornets’ nests.
Home Emergency Cover assists you when you encounter unexpected problems that leave you without having hot water or heating, Plumbing issues like leakages and also cover when there is an emergency breakdown of your boiler or a leaking gas supply pipe. The boiler in your home is needed at all times, providing both warmth and hot water. That’s why Emergency boiler cover & insurance is so important. If your boiler were to stop working, what cover do you have and would you know what to do or who to contact? How much of your day or even week will be taken up dealing with it?
With our Home Emergency breakdown cover, a breakdown doesn’t have to mean the end of your day or a ruined week. We’ll send one of our Nationwide engineers to your home as soon as possible and your household will be back up and running before you know it. As an insurance broker, we pride ourselves on the quality, speed and satisfaction of the services on offer to our customers.
In an event of a breakdown, at Smart Cover, we
- Provide Quick and effective service with minimal stress.
- Arrange Approved Gas-Safe registered engineer nationwide to conduct a check on your boiler
- Ensure Boiler is safe and effective running
- Cover leaks as a result of damage to the internal gas supply pipe of your home
- Cover the price of repairs on your gas boiler and controls as well as the gas supply pipe connected to your meter.
Our boiler cover & insurance does not include:
- General maintenance and service costs
- Pre-existing damage and faults
- Damage not caused by unforeseen circumstances
- Non-gas appliances
- Removal of sludge and hard water scale deposits
Why Choose Smart Cover ?
Smart Cover Insurance Services is a trading name of Smart Cover Direct, the brainchild of a group of experts whose collective experience totals over 20 years in the insurance sector. Our vision of offering innovative insurance services has driven our business.
We aim to provide our customers with reliable cover for a wide-range of household products. Our competitive premium rates, limited excesses and streamlined claims settlement ensure customers a complete peace of mind.
Rapid Claims Process
Price Match Promise
24/7
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Nationwide Engineers
Frequently asked questions
Is there a limit to the number of claims I can make?
Smartcover electrical emergency cover options include an unlimited annual claim limit, with a £500 per claim limit.
This means the number of claims may not be capped in the same way as the value of each approved claim. However, each claim is still assessed against your chosen plan, excess, policy terms, conditions, limits and exclusions.
You should check your policy documents before buying so you understand how claim limits apply to electrical emergencies and other home emergency cover benefits.
What is electrical emergency cover?
Electrical emergency cover helps with certain sudden electrical breakdowns or electrical faults in your home that need urgent attention.
It is designed to support UK homeowners when an electrical issue affects the safe use of the home’s electricity supply. Depending on the plan, electrical emergency cover may sit within a wider home emergency cover policy that can also include boiler, heating, plumbing and drainage support.
It does not usually cover routine maintenance, upgrades, or non-emergency electrical work. Cover is subject to policy terms, conditions, limits and exclusions.
Does home emergency cover include electrical issues?
Yes, some home emergency cover plans can include electricity, but it depends on the plan you choose.
Depending on the policy option selected, wider home emergency plans may include internal electricals alongside other areas such as boiler breakdown, central heating, plumbing and drainage. More basic plans may focus on other systems and may not include electrical faults.
Before choosing a policy, check whether electrical breakdown cover is included, what types of electrical emergencies are covered, and what exclusions apply.
What is the best electrical emergency cover?
The best electrical emergency cover depends on your home, your budget and the level of support you want.
When comparing options, look at what the policy includes, such as internal electricals, access to an emergency electrician, claim limits, excess options and whether the cover forms part of a wider home emergency cover plan. You should also check what is not covered, including non-emergencies and general maintenance.
No single policy is right for every homeowner. The most suitable option is the one that matches your needs and clearly explains its terms, limits and exclusions.
Do I need a separate policy for electrical faults?
You may not need a separate policy if electrical faults are already included within your home emergency cover.
Some broader home emergency plans include internal electricals as part of a wider package with boiler, heating, plumbing and drainage support. If your current policy does not include electrical breakdown cover, you may need to consider a plan that does.
Check your existing home insurance and home emergency documents first. This helps you avoid overlap and understand whether electrical emergencies are already covered.
How much does electrical emergency cover typically cost in the UK?
The cost of electrical emergency cover in the UK varies by provider, cover level, excess and whether it is included within a wider home emergency plan.
Plans that only cover limited areas may cost less than wider policies that include boiler breakdown, central heating, plumbing, drainage and internal electricals. Your payment type and selected excess can also affect the price.
Rather than looking at price alone, compare what is included, the per claim limit, exclusions and how claims are handled. This gives you a clearer view of overall value.
What counts as an electrical emergency?
An electrical emergency is usually a sudden electrical fault that needs urgent attention because it affects the safety or essential use of your home.
Examples may include a serious internal electrical breakdown, a sudden loss of electricity supply within the home, or a fault that makes part of the property unsafe to use. The exact definition will depend on your policy wording.
Issues such as routine maintenance, planned electrical work, appliance replacement, or non-urgent faults may not be covered. Always check your policy terms, conditions, limits and exclusions before making a claim.
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