Up to 50% Off for 12 Months on Home Emergency Cover Plans

Limited Time Offer: Expires on 10 May 2026

Boiler Service

Cover Type

Choose Excess

Smart BoilerEssential
Smart HeatingEssential
Smart HomeEssential
Smart Home PlusEssential
0.00/Month
0.00
Per Month*
0.00/Month
0.00
Per Month*
0.00/Month
0.00
Per Month*
0.00/Month
0.00
Per Month*
Annual Claim Limit
Unlimited
Unlimited
Unlimited
Unlimited
Per Claim Limit
Terms & Conditions
Insurance Product Information Document
What’s included
  • Emergency boiler breakdown
  • Internal gas supply pipe
  • Annual Boiler Service – Optional
  • Benefits vary based on cover levels, please refer to the comparison chart above & T&Cs.
What’s not included
  • Any Event Which Is Not an Emergency
  • General Maintenance work
  • Removal of limescale, sludge or debris or repairs caused by this.
  • Domestic Central Heating System
  • Plumbing & Water Supply Pipes and Electricals
  • Repairs where the Boiler breakdown results in the loss of domestic hot water provision only.
  • A Central heating boiler which has not been serviced within last 12 months.
  • Any Leaks which do not cause damage to the property
What’s included
  • Emergency boiler breakdown
  • Internal gas supply pipe
  • Domestic Central Heating System
  • Annual Boiler Service – Optional
  • Benefits vary based on cover levels, please refer to the comparison chart above & T&Cs.
What’s not included
  • Any Event Which Is Not an Emergency
  • General Maintenance work
  • Removal of limescale, sludge or debris or repairs caused by this.
  • Plumbing & Water Supply Pipes and Electricals
  • Repairs where the Boiler breakdown results in the loss of domestic hot water provision only.
  • A Central heating boiler which has not been serviced within last 12 months.
  • Any Leaks which do not cause damage to the property
What’s included
  • Emergency boiler breakdown
  • Internal gas supply pipe
  • Domestic Central Heating System
  • Internal Plumbing, Electricals and Drainage
  • External water supply pipe
  • Annual Boiler Service – Optional
  • Benefits vary based on cover levels, please refer to the comparison chart above & T&Cs.
What’s not included
  • Any Event Which Is Not an Emergency
  • General Maintenance work
  • Removal of limescale, sludge or debris or repairs caused by this.
  • Repairs where the Boiler breakdown results in the loss of domestic hot water provision only.
  • A Central heating boiler which has not been serviced within last 12 months.
  • Any Leaks which do not cause damage to the property
What’s included
  • Emergency boiler breakdown
  • Internal gas supply pipe
  • Domestic Central Heating System
  • Internal Plumbing and Electricals
  • Drainage
  • Security & Lock keys
  • Pest Infestation
  • Annual Boiler Service – Optional
  • Benefits vary based on cover levels, please refer to the comparison chart above & T&Cs.
What’s not included
  • Any Event Which Is Not an Emergency
  • General Maintenance work
  • Removal of limescale, sludge or debris or repairs caused by this.
  • Repairs where the Boiler breakdown results in the loss of domestic hot water provision only.
  • A Central heating boiler which has not been serviced within last 12 months.
  • Any Leaks which do not cause damage to the property
Prices shown include all relevant taxes*
Terms and conditions apply*
Use code"SMARTHOLIDAY24"and get 20% off at checkout for annual policies
Smart BoilerEssential
10% OFF
0.00/Month
0.00
Per Month*
What’s included
  • Emergency boiler breakdown
  • Internal gas supply pipe
  • Annual Boiler Service – Optional
  • Benefits vary based on cover levels, please refer to the comparison chart above & T&Cs.
What’s not included
  • Any Event Which Is Not an Emergency
  • General Maintenance work
  • Removal of limescale, sludge or debris or repairs caused by this.
  • Domestic Central Heating System
  • Plumbing & Water Supply Pipes and Electricals
  • Repairs where the Boiler breakdown results in the loss of domestic hot water provision only.
  • A Central heating boiler which has not been serviced within last 12 months.
  • Any Leaks which do not cause damage to the property
Switch to Landlord Cover

Prices shown include all relevant taxes*

T&Cs apply*
Smart HeatingEssential
10% OFF
0.00/Month
0.00
Per Month*
What’s included
  • Emergency boiler breakdown
  • Internal gas supply pipe
  • Domestic Central Heating System
  • Annual Boiler Service – Optional
  • Benefits vary based on cover levels, please refer to the comparison chart above & T&Cs.
What’s not included
  • Any Event Which Is Not an Emergency
  • General Maintenance work
  • Removal of limescale, sludge or debris or repairs caused by this.
  • Plumbing & Water Supply Pipes and Electricals
  • Repairs where the Boiler breakdown results in the loss of domestic hot water provision only.
  • A Central heating boiler which has not been serviced within last 12 months.
  • Any Leaks which do not cause damage to the property
Switch to Landlord Cover

Prices shown include all relevant taxes*

T&Cs apply*
Smart HomeEssential
10% OFF
0.00/Month
0.00
Per Month*
What’s included
  • Emergency boiler breakdown
  • Internal gas supply pipe
  • Domestic Central Heating System
  • Internal Plumbing, Electricals and Drainage
  • External water supply pipe
  • Annual Boiler Service – Optional
  • Benefits vary based on cover levels, please refer to the comparison chart above & T&Cs.
What’s not included
  • Any Event Which Is Not an Emergency
  • General Maintenance work
  • Removal of limescale, sludge or debris or repairs caused by this.
  • Repairs where the Boiler breakdown results in the loss of domestic hot water provision only.
  • A Central heating boiler which has not been serviced within last 12 months.
  • Any Leaks which do not cause damage to the property
Switch to Landlord Cover

Prices shown include all relevant taxes*

T&Cs apply*

What our customers are saying

Our Customer Reviews

Some of the Gas Boilers we cover are

alpha
ariston
baxi
ferroli
glow-worm
heat-line
ideal
potterton
vaillant
viesmann
vokera
worcester

Benefits of Home & Boiler Cover?

Boiler Insurance

Boiler Insurance

A boiler is an important part of any home. An unexpected boiler breakdown can result in very costly repairs.

Central Heating

Central Heating

Our cover includes breakdown of central heating system and its associated pipework.

Lost Keys

Lost Keys

Lost your House keys? Our insurance policy gives assistance in gaining access to your property and protecting your home.

Electrical

Electrical

Our insurance policies cover total emergency breakdown of your electricity supply.

Drains and Waste Pipes

Drains and Waste Pipes

Our plumbing & drainage insurance covers a wide range of problems including broken pipes, water supply and blocked drains.

Pest Infestation

Pest Infestation

Our policy offers cover for animal infestations caused by black or brown rats, field or house mice, wasps’ and hornets’ nests.

Home Emergency Cover assists you when you encounter unexpected problems that leave you without having hot water or heating, Plumbing issues like leakages and also cover when there is an emergency breakdown of your boiler or a leaking gas supply pipe. The boiler in your home is needed at all times, providing both warmth and hot water. That’s why Emergency boiler cover & insurance is so important. If your boiler were to stop working, what cover do you have and would you know what to do or who to contact? How much of your day or even week will be taken up dealing with it?

With our Home Emergency breakdown cover, a breakdown doesn’t have to mean the end of your day or a ruined week. We’ll send one of our Nationwide engineers to your home as soon as possible and your household will be back up and running before you know it. As an insurance broker, we pride ourselves on the quality, speed and satisfaction of the services on offer to our customers.

In an event of a breakdown, at Smart Cover, we 

  • Provide Quick and effective service with minimal stress.
  • Arrange Approved Gas-Safe registered engineer nationwide to conduct a check on your boiler
  • Ensure Boiler is safe and effective running
  • Cover leaks as a result of damage to the internal gas supply pipe of your home
  • Cover the price of repairs on your gas boiler and controls as well as the gas supply pipe connected to your meter.

Our boiler cover & insurance does not include:

  • General maintenance and service costs
  • Pre-existing damage and faults
  • Damage not caused by unforeseen circumstances
  • Non-gas appliances
  • Removal of sludge and hard water scale deposits

Combining the coverage of our boiler cover with the boiler services we offer is a great option to save you money and ensure the safe running of your household, all whilst prolonging your boiler’s lifetime.

Why Choose Smart Cover ?

Smart Cover Insurance Services is a trading name of Smart Cover Direct, the brainchild of a group of experts whose collective experience totals over 20 years in the insurance sector. Our vision of offering innovative insurance services has driven our business.

We aim to provide our customers with reliable cover for a wide-range of household products. Our competitive premium rates, limited excesses and streamlined claims settlement ensure customers a complete peace of mind.

Rapid Claims Process
Rapid Claims Process
Price Match Promise
Price Match Promise
24/7 Support
24/7
Support
Nationwide Engineers
Nationwide Engineers
Contact one of our experts

An insurance expert can explain the policy benefits and exclusions enabling you to choose the policy that’s right for you. Fill in your details to schedule a free call today.

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Frequently asked questions

What is the difference between basic, essential and premium cover?

The only difference is the cover level and the excess amount.

How do I make a claim?

Simply call our help-line an 03333449559 and a member of staff will take you through the claims process.

What is boiler breakdown cover?

Boiler cover is a type of insurance covers the unexpected problems that leave you without having hot water or heating, also cover faulty boiler controls, parts and a leaking gas supply pipe. We will assist you in repairing or rectifying the breakdown of your domestic boiler.

Who should you contact if you smell gas?

If you smell a natural gas odour, hear the hissing sound of gas escaping or see the other signs of a leak, Immediately call the free National Gas Emergency helpline on: 0800 111 999.

What is the average cost of boiler cover in the UK?

The cost of boiler cover in the UK varies depending on the provider and the level of protection. Many providers offer a range of plans with monthly premiums to suit different needs. The exact price will depend on the plan you choose, subject to policy terms, conditions and limits.

What does boiler cover include?

Smart Cover’s Boiler cover include repairs for sudden breakdowns, parts and labour, and in some cases an annual boiler service. Full details, including terms, conditions and limits, are set out in your policy documents.

Should you get boiler cover?

Boiler cover will be helpful if you prefer to spread the potential cost of unexpected repairs into regular payments. Suitability will depend on your personal circumstances, which will also be subject to policy terms and conditions.

How can you protect boiler pipes from freezing?

You can reduce the risk of frozen pipes by using insulation such as pipe lagging. Smart Cover plans provide assistance if a covered emergency occurs, subject to policy terms, conditions and limits.

Add central heating for just £2.22 more per month

See full Terms & Conditions and IPID