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Call UsWhat our customers are saying
Excellent customer service from Pooja
I forgot to renew my plumbing insurance, called up and Pooja been super helpful explaining every single step. She sold us their boiler & central heating insurance as a whole package and gave us a great discount by doing so...
Elaine Excellent Service By This Company
I had a drainage Block in my house this morning. I was so worried what to do in this emergency situation I rang this company. Unbelievable within Two hours they did send a very expert workman to unblock the system...
Thierug I had a plumbing issue and Pravin was…
I had a plumbing issue and Pravin was very sympathetic to my problem.He arranged for a plumber to attend the property which was successful.I can only thank Pravin for his understanding and urgency...
Stephen Manze This is perfect plumbing cover at a…
This is perfect plumbing cover at a fair price. It includes the pipe to the stop cock and any pipework leaks in the house. You can choose the premium price with or without excess payment...
Peter Burton Prompt efficient response
Our toilet and foul drain were blocked and Smart Cover responded quickly and professionally. The call handler, Pravin, arranged for TW drainage to attend asap and the problem solved. Great service.
Julie Gooch Smart Cover for Smart Customers
The gentleman I was in contact with Mr Pravin Kataria (I hope that I have spelt that correctly) went above and beyond the call of duty to assist me, with my request for assistance with my plumbing problems..
Margaret TaylorBenefits of Plumbing & Drainage Plus?
We Cover
Plumbing
Our cover includes breakdown of central heating system and its associated pipework.
Lost Keys
Lost your House keys? Our insurance policy gives assistance in gaining access to your property and protecting your home.
Drains and Waste Pipes
Our plumbing & drainage insurance covers a wide range of problems including broken pipes, water supply and blocked drains.
Electrical
Our insurance policies cover total emergency breakdown of your electricity supply.
Pest Infestation
Our policy offers cover for animal infestations caused by black or brown rats, field or house mice, wasps' and hornets' nests.
Our cover allows you to relax with the knowledge that if something goes wrong, a helping hand is only a phone call away. With our countrywide network of qualified engineer, we are never too far away to help you!
A burst pipe or blocked drain can cause havoc in your home that you or your family just don’t need. It can disrupt routines, stop you from going about your day and cost a lot of money for repairs. If you want to have a solution in the wings should the worst occur – Smart Cover plumbing and drainage cover is here to help.
If a disaster occurs, your insurance company should be among the first to provide attentive and efficient service in order to give you a swift solution to the issues caused by a burst pipe or blocked drain. At Smart Cover, we’re proud of the 2019 Broker Innovation award we were presented. One of our priorities is to always give customers considerate, efficient service so the stress of a normally difficult situation is minimized, and they can get back to their day as quickly as possible.
Our plumbing & drainage insurance allows a claim of up to £250 for the repairs necessary following the blockage of a drain or bursting of a pipe. Without coverage, the cost of repairs that come out of the blue can be extremely expensive. Our plumbing & drainage cover assists with the repair costs that can result from plumbing and drainage issues.
Why Choose Smart Cover ?
Smart Cover Insurance Services is a trading name of Smart Cover Direct, the brainchild of a group of experts whose collective experience totals over 20 years in the insurance sector. Our vision of offering innovative insurance services has driven our business.
We aim to provide our customers with reliable cover for a wide-range of household products. Our competitive premium rates, limited excesses and streamlined claims settlement ensure customers a complete peace of mind.
Rapid Claims Process
Price Match Promise
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Nationwide Engineers
Frequently asked questions
What is the difference between our plans?
Standard cover comes with a £50 excess whereas with Premium cover, there is no excess payable. You can choose to pay annually or monthly with both plans.
How do I make a claim?
Simply call our help-line an 03333449559 and a member of staff will take you through the claims process.
What is plumbing and drainage cover?
We will assist you in repairing your plumbing and/or drainage system to resolve an emergency and prevent any further damage to you or your home.
What does plumbing and drainage cover include?
This type of cover includes blocked drains, burst pipes, leaks, and other plumbing emergencies. The exact scope depends on the plan you select and is subject to policy terms.
Does home insurance cover plumbing and drainage issues?
Plumbing and drainage cover is included from the Smart Cover Basic Package onwards, subject to policy terms, conditions and limits. The exact level of protection will depend on the plan you choose, and the details set out in your policy documents
What’s the difference between plumbing cover and home emergency cover?
Plumbing cover focuses specifically on water supply and drainage issues. Home emergency cover is broader and may include boiler, heating, electrical, and security emergencies. Both are subject to policy terms, conditions and limits.
How do I claim on plumbing and drainage cover?
It is quite hassle free. You can make a claim 24/7 by phone or online with Smart Cover. Once the claim is logged, an engineer will be arranged, subject to the terms, conditions and limits of your policy.
What’s not covered under plumbing and drainage insurance?
Exclusions usually include pre-existing problems, no routine maintenance, and non-emergency issues. Your policy wording sets out all exclusions, terms, conditions and limits in detail.
How much does plumbing and drainage cover cost in the UK?
Prices vary by provider and plan. Smart Cover offers different levels of cover to meet household needs, subject to policy terms.
