This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s). Smart-Cover Insurance Services, Smart Cover and Smart Cover 247 are all trading names of Smart-Cover Direct Limited which is an Appointed Representative of City and Commercial Limited who is authorized and regulated by the Financial Conduct Authority (FCA). For further information please visit the FCA’s register and search for Smart-Cover Direct Limited, FRN 600428. The Registered Address of Smart-Cover Direct Ltd is: Ashley Court, 32 Main Street, Ashley, Leicestershire, LE16 8HF and our principal Place of Business and Postal Address is: 3rd Floor, 21 Station Road, Watford, WD17 1AP. The Financial Ombudsman Service (FOS) is an agency for arbitrating unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.