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Breakdown cover for motorhome

Now, the breakdown is no longer a cause of worry, Motorhome European breakdown cover is here.

Motorhome insurance is essential for any motorhome owners. Everyone has unique needs when it comes to their motorhome insurance, which is why we adapt our policies to suit you. Breakdown of your motorhome on the road can be troublesome. We know that keeping your motorhome on the road is of utmost importance and our policies have been designed to ensure just that. Having a breakdown cover with us means complete peace of mind with an average call out time of around 60 minutes.

24 x 7

We will be here for you with 24/7 breakdown assistance. We reach you with a waiting time of around 60-90 minutes. Get hassle-free motorhome breakdown assistance.


In case if we are unable to repair your motorhome within 60 minutes, we make necessary arrangements to transfer your motorhome and any passengers to the nearest garage to get it repaired.


Get your motorhome covered to face the breakdown as a stress-free event. If we are unable to repair your motorhome on the same day, we will transport your vehicle and any passengers to your preferred location / home of your choice within the UK.

Motorhome Breakdown cover

Roadside Recovery

We will recover your motorhome from the breakdown location to a local garage or a single destination chosen by the driver within the UK if the motorhome is not repaired at the spot. We assist the driver to continue the further journey in case we cannot repair the motorhome on the same day.

alternative transport
medical emergency
overnight accomodation

Benefits may vary according to cover level, please review theTerms and Conditions.

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Roadside Recovery
Roadside Rescue

Roadside Rescue

Roadside rescue is designed to assist you and your passengers in case of your motorhome breakdown. Your safety is our priority and we will move you safely from the breakdown location. Our team will take care of your motorhome and its safety. If your motorhome couldn’t get repaired on the breakdown spot,

  • You and your passengers will be transported to a location of your choice up to 10 miles away from the breakdown event.
  • We will transport your motorhome up to 10 miles from the breakdown location to a destination of your choice.
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What is Covered
What is Not Covered
  • Road Assist & Recovery
  • Keys Locked Inside Vehicle
  • Alternative Travel
  • Home Assist
  • Road Assist In Europe
  • Mis-Fuelling
  • Recovery Of The Vehicle In Or From Europe
  • Any Breakdown Which Has Occurred Prior To Purchase
  • The Cost Of Any Parts
  • Any Breakdown Resulting From A Pre-Existing Fault
  • Vehicles Used For Hire And Reward Or Courier Services
  • Tyre Faults Where The Vehicle Is Not Carrying A Serviceable Spare Tyre
Terms & Conditions
Motorhome What we cover

Benefits of our cover
  • Roadside Rescue
  • Roadside Recovery
  • Alternative Transport
  • Onward Travel
  • European Cover

Benefits of our cover
Frequently asked questions

Any question left?

Frequently asked questions

Frequently asked questions when you buy motorhome insurance

What vehicles do you cover?

We cover a very large variety of vehicles, such as:

Car, Minibus, Classic Car, Bike, Van, Taxi Minibus, Taxi Car, Motor Home

Do we have monthly and annual payment option?

You will have only annual payment option.

Annual payments are the cheapest option for a 12 months cover, you can pay upfront for a full year and automatically renew each year.

Do I need a breakdown cover?

Breakdown cover it is not a legal requirement, however a motor breakdown can happen at any time regardless of the age of your vehicle. By getting covered with Smart Cover, you can rest assured that that a helping hand will always be there, 24 hours a day, 7 days a week.