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Boiler Service
Cover Type
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Call UsSome of the Gas Boilers we cover are
Benefits of Home & Boiler Cover?
Boiler Insurance
A boiler is an important part of any home. An unexpected boiler breakdown can result in very costly repairs.
Central Heating
Our cover includes breakdown of central heating system and its associated pipework.
Lost Keys
Lost your House keys? Our insurance policy gives assistance in gaining access to your property and protecting your home.
Electrical
Our insurance policies cover total emergency breakdown of your electricity supply.
Drains and Waste Pipes
Our plumbing & drainage insurance covers a wide range of problems including broken pipes, water supply and blocked drains.
Pest Infestation
Our policy offers cover for animal infestations caused by black or brown rats, field or house mice, wasps’ and hornets’ nests.
Home Emergency Cover assists you when you encounter unexpected problems that leave you without having hot water or heating, Plumbing issues like leakages and also cover when there is an emergency breakdown of your boiler or a leaking gas supply pipe. The boiler in your home is needed at all times, providing both warmth and hot water. That’s why Emergency boiler cover & insurance is so important. If your boiler were to stop working, what cover do you have and would you know what to do or who to contact? How much of your day or even week will be taken up dealing with it?
With our Home Emergency breakdown cover, a breakdown doesn’t have to mean the end of your day or a ruined week. We’ll send one of our Nationwide engineers to your home as soon as possible and your household will be back up and running before you know it. As an insurance broker, we pride ourselves on the quality, speed and satisfaction of the services on offer to our customers.
In an event of a breakdown, at Smart Cover, we
- Provide Quick and effective service with minimal stress.
- Arrange Approved Gas-Safe registered engineer nationwide to conduct a check on your boiler
- Ensure Boiler is safe and effective running
- Cover leaks as a result of damage to the internal gas supply pipe of your home
- Cover the price of repairs on your gas boiler and controls as well as the gas supply pipe connected to your meter.
Our boiler cover & insurance does not include:
- General maintenance and service costs
- Pre-existing damage and faults
- Damage not caused by unforeseen circumstances
- Non-gas appliances
- Removal of sludge and hard water scale deposits
Why Choose Smart Cover ?
Smart Cover Insurance Services is a trading name of Smart Cover Direct, the brainchild of a group of experts whose collective experience totals over 20 years in the insurance sector. Our vision of offering innovative insurance services has driven our business.
We aim to provide our customers with reliable cover for a wide-range of household products. Our competitive premium rates, limited excesses and streamlined claims settlement ensure customers a complete peace of mind.
Rapid Claims Process
Price Match Promise
24/7
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Nationwide Engineers
Frequently asked questions
What insurance do I need for pest control?
If you want help with certain pest problems at home, you may need pest infestation cover as part of a home emergency cover policy.
This type of cover is designed for eligible pest emergencies in your property, rather than routine prevention or general pest maintenance. Depending on the plan, pest cover may help with infestations caused by black or brown rats, field or house mice, and wasps’ or hornets’ nests.
Before choosing pest control insurance, check which pests are included, what counts as an emergency, the claim limits, any excess, and the policy exclusions.
How much does pest control insurance cost?
The cost of pest control insurance can vary depending on the provider, the level of cover, the excess you choose, and whether pest infestation cover is included within a wider home emergency cover plan.
A policy that includes several home emergency benefits, such as boiler, heating, plumbing, electrics, drainage, locks, and pest cover, may be priced differently from a more limited plan. The scope of cover and claim limits can also affect the cost.
When comparing options, look beyond the monthly price. Check what is covered, what is excluded, and whether the policy gives you the level of support your home may need.
Why is pest infestation cover important?
Pest infestation cover can be useful if you want help dealing with certain pest problems that need prompt attention in your home.
Pests such as rats, mice, wasps, and hornets can cause disruption and may need specialist treatment. With suitable pest cover, you may be able to access emergency assistance for eligible infestations, subject to your policy terms, conditions, limits, and exclusions.
It is still important to maintain your property and take reasonable steps to prevent pests. Insurance is not usually designed to replace regular home maintenance or prevention.
What types of pest control insurance policies are available in the UK?
In the UK, pest control support for homeowners is often included as part of a home emergency cover policy, rather than sold as a standalone pest-only product.
Depending on the provider and plan, pest infestation cover may sit alongside other emergency benefits, such as:
- Boiler breakdown cover
- Central heating cover
- Plumbing and drainage cover
- Electrical emergency cover
- Security and lock cover
Some plans may include pest infestation cover, while others may not. Check the policy wording carefully so you know which pests are covered and what claim limits apply.
Is pest control covered by home insurance?
Standard home insurance does not always include pest control, so you should check your policy documents carefully.
Some home insurance policies may exclude pest infestations or treat them as a maintenance issue. In other cases, pest infestation support may be available through a separate home emergency cover add-on or a wider home emergency plan.
If pest cover matters to you, confirm whether your policy includes infestations caused by pests such as rats, mice, wasps, or hornets. Also check any exclusions, excess, and claim limits before you rely on the cover.
What can happen if a homeowner does not have home emergency insurance?
Without home emergency insurance, you may need to arrange and pay for urgent help yourself if an emergency happens at home.
For pest issues, this could mean finding a suitable pest control specialist and paying the call-out or treatment cost directly. The same can apply to other home emergencies, such as heating faults, plumbing problems, electrical issues, or lock-related incidents.
Home emergency cover may help with eligible emergencies, depending on the plan selected. Smart Cover plans may include an unlimited annual claim limit and a £500 per claim limit, but all claims remain subject to policy terms, conditions, limits, and exclusions.
