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Breakdown Cover for your car

Say goodbye to the grief associated with breakdowns

Traveling by car can be convenient but experiencing a car breakdown might cause serious inconvenience and distress. At the same time, finding help can be equally stressful.

With our comprehensive car cover, you’ll have complete peace of mind, and with an average response time of only 60 minutes, you’ll be back on the road in next to no time!

24 x 7

We will be here for you with 24/7 breakdown assistance. We reach you with a waiting time of around 60-90 minutes. Get hassle-free car breakdown assistance.


In case if we are unable to repair your car within 60 minutes, we make necessary arrangements to transfer your car and any passengers to the nearest garage to get it repaired.


Get your car covered to face the breakdown as a stress-free event. If we are unable to repair your car on the same day, We will transport your car and any passengers to your preferred location / home of your choice within the UK.

Car Breakdown Cover

Roadside Recovery

We will recover your car from the breakdown location to a local garage or a single destination chosen by the driver, within the UK, if the car is not repaired on the breakdown spot. We help the driver to continue the further journey in case we cannot repair the car on the same day.

alternative transport
medical emergency
overnight accomodation

Benefits may vary according to cover level, please review theTerms and Conditions.

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Roadside Recovery
Roadside Rescue

Roadside Rescue

Roadside rescue is designed to assist you and your passengers in the event of your car breaking down. Your safety is our priority and we will move you safely from the breakdown spot. Our call Assist team will take care of your car and its safety. If your car couldn’t get repaired on the spot,

  • You and your passengers will be transported to a location of your choice up to 10 miles away from the event.
  • We will transport your car up to 10 miles from the breakdown location to a destination of your choice.
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What is Covered
What is Not Covered
  • Road Assist & Recovery
  • Keys Locked Inside Vehicle
  • Alternative Travel
  • Home Assist
  • Road Assist In Europe
  • Mis-Fuelling
  • Recovery Of The Vehicle In Or From Europe
  • Any Breakdown Which Has Occurred Prior To Purchase
  • The Cost Of Any Parts
  • Any Breakdown Resulting From A Pre-Existing Fault
  • Vehicles Used For Hire And Reward Or Courier Services
  • Tyre Faults Where The Vehicle Is Not Carrying A Serviceable Spare Tyre
Terms & Conditions
Car What we cover

Benefits of our cover
  • Roadside Rescue
  • Roadside Recovery
  • Alternative Transport
  • Onward Travel
  • European Cover

Benefits of our cover
Frequently asked questions

Any question left?

Frequently asked questions

Frequently asked questions when you buy car insurance

What vehicles do you cover?

We cover a very large variety of vehicles, such as:

Car, Minibus, Classic Car, Bike, Van, Taxi Minibus, Taxi Car, Motor Home

Do we have monthly and annual payment option?

You will have only annual payment option.

Annual payments are the cheapest option for a 12 months cover, you can pay upfront for a full year and automatically renew each year.

Do I need a breakdown cover?

Breakdown cover it is not a legal requirement, however a motor breakdown can happen at any time regardless of the age of your vehicle. By getting covered with Smart Cover, you can rest assured that that a helping hand will always be there, 24 hours a day, 7 days a week.