Smart Cover Logo

Call Us

03333 449 559
Current offers & discounts

Save on home cover with our latest deals

Every live Smart Cover offer in one place - home emergency, appliance, boiler service, plumbing and drainage, and plumbing, drainage & electricals cover. Trusted, FCA-authorised protection for less.

Flagship offer ends 17 August 2026
–
Days
–
Hours
–
Mins
–
Secs
See all offers Get an instant quote
In short
  • Home emergency cover: up to 50% off for 12 months - ends 17 Aug 2026 (from £7.90/mo)
  • Appliance insurance: save up to 30% with multi-appliance cover (from £8.49/mo)
  • Boiler service: £10 off a one-off service (now £99.00, or £119.00 with a CP12)
  • Plumbing & drainage: 10% off when you pay annually (from £6.27/mo)
  • Plumbing, drainage & electricals: 10% off when you pay annually (from £9.00/mo)
  • Price Match Promise: find the same cover cheaper? We'll match it.
The deals

Current offers across every product

All offers below are live now. Prices include relevant taxes and are subject to policy terms, conditions, limits and exclusions.

Up to 50% OFF
Home Emergency Cover

Up to 50% off for 12 months

£7.90/month · from

Our biggest offer. Get up to 50% off Smart Cover home emergency plans for a full 12 months - 24/7 protection against boiler breakdowns, burst pipes, blocked drains, electrical failure, lost keys and pest infestation, with a qualified UK engineer dispatched when you need one.

  • Boiler breakdown & central heating cover
  • Plumbing, drainage & electrical emergencies
  • Loss of keys & pest infestation cover
  • Up to £500 per claim · unlimited annual claims
Get 50% off now Get a quote

Limited-time offer ends 17 August 2026. "Up to 50%" applies to selected home emergency plans for the first 12 months. Subject to policy terms, conditions, limits and exclusions.

Save up to 30%
Appliance Insurance

Multi-appliance discount

£8.49/month · from

Protect the appliances you rely on and save up to 30% when you insure several together under one policy - that's from around 27p a day per appliance.

  • Washing machine, fridge freezer, oven, dishwasher & more
  • Mechanical & electrical breakdown
  • Accidental damage included
  • Up to £500 claim limit per appliance
Save up to 30% Appliance cover

Multi-appliance discount of up to 30% applies when multiple appliances are covered on one policy. Subject to policy terms, conditions, limits and exclusions.

£10 OFF
Boiler Service

£10 off your boiler service

£109£99.00one-off

Keep your boiler safe and efficient with a service by a Gas Safe registered engineer - now £10 off. Need a landlord Gas Safety Certificate too? Add a CP12 for £119.00 (was £129).

  • Full boiler inspection & safety check
  • Flue gas analysis & gas pressure check
  • Corrosion & leak check, all controls tested
  • CP12 Gas Safety Certificate option for landlords
Book & save £10 Call 0333 344 9559

A boiler service is a maintenance service, not insurance or a regulated financial product. Prices include relevant taxes. Terms and conditions apply.

10% OFF
Plumbing & Drainage Cover

10% off when you pay annually

£6.96£6.27/month · from

Cover for internal plumbing and drainage emergencies and external water supply pipe problems - with 10% off when you choose annual payment.

  • Internal plumbing & drainage emergencies
  • External water supply pipe blockage, collapse or leak
  • £1,000 annual claim limit · £250 per claim
  • 24/7, 365 days a year
Get 10% off Get a quote

10% saving applies to annual payment. Prices include relevant taxes. Subject to policy terms, conditions, limits and exclusions.

10% OFF
Plumbing, Drainage & Electricals

10% off when you pay annually

£10.00£9.00/month · from

Everything in our plumbing & drainage plan, plus cover for internal electrical emergencies - with 10% off when you pay for the year up front.

  • Internal plumbing, drainage & electrical emergencies
  • External water supply pipe blockage, collapse or leak
  • £1,000 annual claim limit · £250 per claim
  • 24/7, 365 days a year
Get 10% off Get a quote

10% saving applies to annual payment. Prices include relevant taxes. Subject to policy terms, conditions, limits and exclusions.

Guarantee
Price Match Promise

Found it cheaper? We'll match it

£0extra to ask

Find the same level of cover elsewhere at a lower UK price and we'll aim to match it - so you get Smart Cover protection at the best price, with confidence.

  • Like-for-like UK cover comparison
  • Competitor must be FCA authorised
  • We aim to match the price you've been quoted
  • Simple email request to enquiries@smart-cover.co.uk
How it works Request a match

Like-for-like basis; competitor must be FCA authorised. Subject to our full terms and conditions.

Compare the offers

Every offer, side by side

A quick summary of what's on offer, what you pay, and where to claim it.

ProductOfferFrom priceKey limitsEnds
Home emergency coverUp to 50% off, 12 months£7.90/moUp to £500/claim · unlimited claims17 Aug 2026
Appliance insuranceSave up to 30% multi-appliance£8.49/moUp to £500 per appliance17 Aug 2026
Boiler service£10 off£99.00 one-off (£119 + CP12)Maintenance service (not insurance)Ongoing
Plumbing & drainage10% off (annual)£6.27/mo£1,000/yr · £250 per claimOngoing
Plumbing, drainage & electricals10% off (annual)£9.00/mo£1,000/yr · £250 per claimOngoing
Price Match PromiseWe'll match a cheaper UK quote-Like-for-like, FCA-authorised competitorOngoing
How to claim your discount

Getting your offer is simple

No codes to hunt for - the current offer is applied when you get your quote.

Choose your cover

Pick the product that suits your home from the offers above.

Get your quote

Start an instant online quote or call our UK team on 0333 344 9559.

See the offer applied

Your current discount is reflected in the price you're shown.

You're covered

Complete your purchase and enjoy protection backed by 24/7 support.

Offer FAQs

Questions about our discounts

What offers does Smart Cover have right now?
Smart Cover currently offers up to 50% off home emergency cover for 12 months (ending 17 August 2026), up to 30% off when you insure multiple appliances together, £10 off a one-off boiler service, and 10% off plumbing & drainage and plumbing, drainage & electricals cover when you pay annually. The Price Match Promise also runs year-round.
When does the 50% off home emergency offer end?
The up-to-50%-off home emergency cover offer is a limited-time promotion ending 17 August 2026. The discount applies to selected home emergency plans for the first 12 months, subject to policy terms and conditions.
How do I get the multi-appliance discount?
The discount of up to 30% applies automatically when you insure more than one appliance under a single multi-appliance policy. The more appliances you add, the more you can save. Get a quote on the appliance insurance page to see your price.
How do I get 10% off plumbing cover?
The 10% saving on Smart Plumbing & Drainage and Smart Plumbing, Drainage & Electricals applies when you choose to pay for the year annually rather than monthly. You'll see the discounted price when you select annual payment during your quote.
Is the boiler service offer insurance?
No. A boiler service is a one-off maintenance service carried out by a Gas Safe registered engineer, not insurance or a regulated financial product. The £10-off price is £99.00 for a standard service, or £119 with a CP12 Gas Safety Certificate.
Can I combine offers or use a discount code?
Current offers are applied automatically to the relevant product when you get a quote, so there's no code to enter. Offers can't usually be combined with other promotions unless stated. Check the terms shown at checkout, or call 0333 344 9559 if you're unsure.
How does the Price Match Promise work?
If you find the same level of cover elsewhere at a lower UK price, email enquiries@smart-cover.co.uk with the provider, the cover details and the price you've been quoted. Smart Cover will aim to match it, on a like-for-like basis, where the competitor is FCA authorised, subject to full terms and conditions.