Save on home cover with our latest deals
Every live Smart Cover offer in one place - home emergency, appliance, boiler service, plumbing and drainage, and plumbing, drainage & electricals cover. Trusted, FCA-authorised protection for less.
- Home emergency cover: up to 50% off for 12 months - ends 20 November 2026 (from £7.90/mo)
- Appliance insurance: save up to 30% with multi-appliance cover (from £8.49/mo)
- Boiler service: £10 off a one-off service (now £99.00, or £119.00 with a CP12)
- Plumbing & drainage: 10% off when you pay annually (from £6.27/mo)
- Plumbing, drainage & electricals: 10% off when you pay annually (from £9.00/mo)
- Price Match Promise: find the same cover cheaper? We'll match it.
Current offers across every product
All offers below are live now. Prices include relevant taxes and are subject to policy terms, conditions, limits and exclusions.
Up to 50% off for 12 months
Our biggest offer. Get up to 50% off Smart Cover home emergency plans for a full 12 months - 24/7 protection against boiler breakdowns, burst pipes, blocked drains, electrical failure, lost keys and pest infestation, with a qualified UK engineer dispatched when you need one.
- Boiler breakdown & central heating cover
- Plumbing, drainage & electrical emergencies
- Loss of keys & pest infestation cover
- Up to £500 per claim · unlimited annual claims
Limited-time offer ends 20 November 2026. "Up to 50%" applies to selected home emergency plans for the first 12 months. Subject to policy terms, conditions, limits and exclusions.
Multi-appliance discount
Protect the appliances you rely on and save up to 30% when you insure several together under one policy - that's from around 27p a day per appliance.
- Washing machine, fridge freezer, oven, dishwasher & more
- Mechanical & electrical breakdown
- Accidental damage included
- Up to £500 claim limit per appliance
Multi-appliance discount of up to 30% applies when multiple appliances are covered on one policy. Subject to policy terms, conditions, limits and exclusions.
£10 off your boiler service
Keep your boiler safe and efficient with a service by a Gas Safe registered engineer - now £10 off. Need a landlord Gas Safety Certificate too? Add a CP12 for £119.00 (was £129).
- Full boiler inspection & safety check
- Flue gas analysis & gas pressure check
- Corrosion & leak check, all controls tested
- CP12 Gas Safety Certificate option for landlords
A boiler service is a maintenance service, not insurance or a regulated financial product. Prices include relevant taxes. Terms and conditions apply.
10% off when you pay annually
Cover for internal plumbing and drainage emergencies and external water supply pipe problems - with 10% off when you choose annual payment.
- Internal plumbing & drainage emergencies
- External water supply pipe blockage, collapse or leak
- £1,000 annual claim limit · £250 per claim
- 24/7, 365 days a year
10% saving applies to annual payment. Prices include relevant taxes. Subject to policy terms, conditions, limits and exclusions.
10% off when you pay annually
Everything in our plumbing & drainage plan, plus cover for internal electrical emergencies - with 10% off when you pay for the year up front.
- Internal plumbing, drainage & electrical emergencies
- External water supply pipe blockage, collapse or leak
- £1,000 annual claim limit · £250 per claim
- 24/7, 365 days a year
10% saving applies to annual payment. Prices include relevant taxes. Subject to policy terms, conditions, limits and exclusions.
Found it cheaper? We'll match it
Find the same level of cover elsewhere at a lower UK price and we'll aim to match it - so you get Smart Cover protection at the best price, with confidence.
- Like-for-like UK cover comparison
- Competitor must be FCA authorised
- We aim to match the price you've been quoted
- Simple email request to enquiries@smart-cover.co.uk
Like-for-like basis; competitor must be FCA authorised. Subject to our full terms and conditions.
Every offer, side by side
A quick summary of what's on offer, what you pay, and where to claim it.
| Product | Offer | From price | Key limits | Ends |
|---|---|---|---|---|
| Home emergency cover | Up to 50% off, 12 months | £7.90/mo | Up to £500/claim · unlimited claims | 20 November 2026 |
| Appliance insurance | Save up to 30% multi-appliance | £8.49/mo | Up to £500 per appliance | 20 November 2026 |
| Boiler service | £10 off | £99.00 one-off (£119 + CP12) | Maintenance service (not insurance) | Ongoing |
| Plumbing & drainage | 10% off (annual) | £6.27/mo | £1,000/yr · £250 per claim | Ongoing |
| Plumbing, drainage & electricals | 10% off (annual) | £9.00/mo | £1,000/yr · £250 per claim | Ongoing |
| Price Match Promise | We'll match a cheaper UK quote | - | Like-for-like, FCA-authorised competitor | Ongoing |
Getting your offer is simple
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