Grow your reach · Commercial partnerships

Commercial Partnerships that grow your business

Give your customers more with FCA-authorised home emergency, boiler, plumbing and appliance cover from Smart Cover. Whether you're an estate agency, an energy supplier, a retailer or a membership scheme, we build bespoke partnerships - white-label, co-branded or referral - that add value, boost retention and open a new revenue stream.

A broad product range - including appliance cover
Fast launch via API, promo codes or referral links
Your brand or ours - flexible, bespoke arrangements
UK-based support & a nationwide engineer network
An FCA-authorised, compliant partner
In short

Smart Cover partners with businesses that want to offer home emergency, boiler, plumbing, central heating and appliance cover to their customers. Partnerships are bespoke - choose a white-label , co-branded bolt-on or referral/affiliate model, launched quickly through an API, tailored promo codes or referral links. To explore a partnership, email partnerships@smart-cover.co.uk or call 0333 344 9559.

Working across affiliate networks & comparison platforms

Awin
TopCashback
Moneyfactscompare
Free Price Compare
10+ yrs
Protecting UK homes since 2013
Excellent
Trustpilot rating from thousands of customers
24/7
Claims & emergency support, 365 days a year
Nationwide
Network of approved local engineers
About Smart Cover

A trusted home cover provider your customers will recognise

Smart Cover keeps UK households warm, working and protected with affordable home emergency and appliance cover. From boiler breakdowns and burst pipes to faulty ovens and washing machines, our plans give homeowners, landlords and tenants a single number to call when something goes wrong - backed by a nationwide network of approved engineers and UK-based support. As an FCA-authorised business, we make an ideal, dependable partner to put your brand alongside.

Who we partner with

Built for businesses that serve homeowners & tenants

If your customers own, rent, move, power or furnish homes, Smart Cover fits naturally into what you already offer.

Estate & letting agents

Offer landlord cover, appliance cover and home emergency protection to landlords and tenants - a valuable add-on that helps you win instructions and reduce maintenance headaches.

Energy & utility companies

Give your energy customers more than a tariff. Bolt on boiler, central heating and home emergency cover to deepen relationships and improve retention.

Home movers & conveyancers

New-home buyers and movers are the perfect moment for cover. Introduce Smart Cover at completion to protect their new home from day one.

Retailers & appliance sellers

Attach appliance cover at the point of sale on white goods and kitchen appliances - a proven way to increase basket value and after-sale loyalty.

Employee benefits & affinity schemes

Add home cover to your rewards, membership or benefits platform. Give members a genuinely useful perk at exclusive partner rates.

Comparison & affiliate partners

List Smart Cover on your comparison or content site and earn commission on every policy. We already work with Awin and TopCashback.

Why partner with us

Reasons to choose Smart Cover

A partnership built to be easy to launch, valuable to your customers and good for your bottom line.

We make it easy

Get up and running quickly with a custom API, tailored promo codes or referral links. Our team handles the heavy lifting.

Add value & boost retention

Improve loyalty on your core products by giving customers real peace of mind with home cover they'll actually use.

A broad product range

Beyond boilers and home emergency, we offer appliance cover - protecting the everyday kitchen and household appliances many rivals leave out.

FCA-authorised & compliant

Partner with confidence. Smart Cover is authorised and regulated within the FCA framework, so your customers are in safe hands.

Nationwide engineers, UK support

A national network of approved engineers and 24/7 claims support means your customers get a fast, reliable response.

When we grow, you grow

Smart Cover is a growing UK home cover provider. A partnership is a genuine two-way relationship built for the long term.

A bespoke arrangement

Choose the partnership model that fits you

Every Smart Cover partnership is tailored to your business. Integrate our cover under your own brand, offer it as a co-branded bolt-on, or simply refer customers and earn - the choice is yours.

White-label

Your brand, our engine

  • Offer home & appliance cover under your own name
  • Seamless customer experience within your brand
  • We power the cover, claims and engineers behind the scenes
  • Ideal for energy suppliers & large retailers

Referral & affiliate

Introduce & earn

  • Refer customers via a link, code or introduction
  • Earn commission on every policy taken out
  • Live now on Awin and TopCashback
  • Perfect for comparison sites & content publishers
The products you can offer

Cover your customers will value

A complete range of home protection - so you can match the right cover to your audience.

Home emergency cover

Rapid help for boiler, heating, plumbing, drainage and electrical emergencies at home.

Boiler & central heating cover

Breakdown protection for the boiler and the whole central heating system.

Appliance cover Our edge

Protect kitchen & household appliances against breakdown - cover many rivals don't offer.

Plumbing & drainage cover

Help with burst pipes, leaks and blocked drains before they cause bigger damage.

Landlord cover

Protection designed for landlords and rental properties, ideal for lettings partners.

Smart Home & Home Plus plans

Bundled cover that can include electrical, pest and lost-key benefits for complete peace of mind.

How it works

From first conversation to launch

Getting started is straightforward - most partnerships move from enquiry to launch in a matter of weeks.

Get in touch

Tell us about your business and your customers using the form below or by email.

Design your deal

We agree the right model - white-label, co-branded or referral - and commercial terms.

Integrate

We set you up with an API, promo codes or referral links, plus assets and support.

Launch & grow

Go live, start adding value for your customers, and grow together.

Let's work together

Start a commercial partnership

Every great partnership starts with a conversation. Tell us about your business and your customers, and one of our partnerships team will be in touch to explore how Smart Cover can add value for you.

Citibase, 42–44 Clarendon Road, Watford WD17 1JJ

Register your interest

Fill in the form and one of our partnerships team will be in touch.

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Partnership FAQs

Common questions from partners

What is a Smart Cover commercial partnership?
A commercial partnership lets your business offer Smart Cover's home emergency, boiler, plumbing, central heating or appliance cover to your customers. Partnerships are bespoke and can be white-label (under your brand), co-branded (as a trusted bolt-on), or referral/affiliate (you introduce customers and earn commission).
What types of business can partner with Smart Cover?
We work with estate and letting agents, energy and utility companies, home movers and conveyancers, mortgage and financial services firms, retailers and appliance sellers, employee benefits and affinity schemes, and comparison and affiliate publishers - essentially any business whose customers own, rent, move into or furnish homes.
How quickly can we launch a partnership?
It depends on the model, but many partnerships move from first conversation to launch within a few weeks. Referral and promo-code arrangements are the fastest to set up, while white-label API integrations take a little longer.
Can we offer Smart Cover under our own brand?
Yes. Our white-label model lets you present home and appliance cover under your own brand, with Smart Cover powering the cover, claims and engineer network behind the scenes. We'll agree the right approach and any regulatory requirements with you first.
Do you offer appliance cover as well as boiler and home emergency?
Yes - and it's one of our differentiators. Alongside boiler, central heating, plumbing, drainage and home emergency cover, Smart Cover protects everyday kitchen and household appliances, which many home cover providers don't offer. That makes us a strong fit for retailers and lettings partners in particular.
How do we get started?
Complete the partnership enquiry form on this page, email partnerships@smart-cover.co.uk, or call 0333 344 9559. A member of our partnerships team will get back to you to discuss how we can work together.