Boiler Service

Cover Type

Choose Excess

10% OFF
10% OFF
10% OFF
15% OFF
Smart BoilerEssential
Smart HeatingEssential
Smart HomeEssential
Smart Home PlusEssential
0.00/Month
0.00
Per Month*
0.00/Month
0.00
Per Month*
0.00/Month
0.00
Per Month*
0.00/Month
0.00
Per Month*
Annual Claim Limit
Unlimited
Unlimited
Unlimited
Unlimited
Per Claim Limit
Boiler Breakdown
Boiler Service
Central Heating
Plumbing
Electricals
Drainage
Pest Infestation
Security & Lock Keys
Terms & Conditions
Insurance Product Information Document
What’s included
  • Emergency boiler breakdown
  • Internal gas supply pipe
  • Annual Boiler Service – Optional
  • Benefits vary based on cover levels, please refer to the comparison chart above & T&Cs.
What’s not included
  • Any Event Which Is Not an Emergency
  • General Maintenance work
  • Removal of limescale, sludge or debris or repairs caused by this.
  • Domestic Central Heating System
  • Plumbing & Water Supply Pipes and Electricals
  • Repairs where the Boiler breakdown results in the loss of domestic hot water provision only.
  • A Central heating boiler which has not been serviced within last 12 months.
  • Any Leaks which do not cause damage to the property
What’s included
  • Emergency boiler breakdown
  • Internal gas supply pipe
  • Domestic Central Heating System
  • Annual Boiler Service – Optional
  • Benefits vary based on cover levels, please refer to the comparison chart above & T&Cs.
What’s not included
  • Any Event Which Is Not an Emergency
  • General Maintenance work
  • Removal of limescale, sludge or debris or repairs caused by this.
  • Plumbing & Water Supply Pipes and Electricals
  • Repairs where the Boiler breakdown results in the loss of domestic hot water provision only.
  • A Central heating boiler which has not been serviced within last 12 months.
  • Any Leaks which do not cause damage to the property
What’s included
  • Emergency boiler breakdown
  • Internal gas supply pipe
  • Domestic Central Heating System
  • Internal Plumbing, Electricals and Drainage
  • External water supply pipe
  • Annual Boiler Service – Optional
  • Benefits vary based on cover levels, please refer to the comparison chart above & T&Cs.
What’s not included
  • Any Event Which Is Not an Emergency
  • General Maintenance work
  • Removal of limescale, sludge or debris or repairs caused by this.
  • Repairs where the Boiler breakdown results in the loss of domestic hot water provision only.
  • A Central heating boiler which has not been serviced within last 12 months.
  • Any Leaks which do not cause damage to the property
What’s included
  • Emergency boiler breakdown
  • Internal gas supply pipe
  • Domestic Central Heating System
  • Internal Plumbing and Electricals
  • Drainage
  • Security & Lock keys
  • Pest Infestation
  • Annual Boiler Service – Optional
  • Benefits vary based on cover levels, please refer to the comparison chart above & T&Cs.
What’s not included
  • Any Event Which Is Not an Emergency
  • General Maintenance work
  • Removal of limescale, sludge or debris or repairs caused by this.
  • Repairs where the Boiler breakdown results in the loss of domestic hot water provision only.
  • A Central heating boiler which has not been serviced within last 12 months.
  • Any Leaks which do not cause damage to the property
Prices shown include all relevant taxes*
Terms and conditions apply*
Use code"SMARTHOLIDAY24"and get 20% off at checkout for annual policies
Smart BoilerEssential
10% OFF
0.00/Month
0.00
Per Month*
Annual Claim Limit Unlimited
Per Claim Limit
Boiler Breakdown
Boiler Service
Central Heating
Plumbing
Electricals
Drainage
Pest Infestation
Security & Lock Keys
What’s included
  • Emergency boiler breakdown
  • Internal gas supply pipe
  • Annual Boiler Service – Optional
  • Benefits vary based on cover levels, please refer to the comparison chart above & T&Cs.
What’s not included
  • Any Event Which Is Not an Emergency
  • General Maintenance work
  • Removal of limescale, sludge or debris or repairs caused by this.
  • Domestic Central Heating System
  • Plumbing & Water Supply Pipes and Electricals
  • Repairs where the Boiler breakdown results in the loss of domestic hot water provision only.
  • A Central heating boiler which has not been serviced within last 12 months.
  • Any Leaks which do not cause damage to the property
Switch to Landlord Cover

Prices shown include all relevant taxes*

T&Cs apply*
Smart HeatingEssential
10% OFF
0.00/Month
0.00
Per Month*
Annual Claim Limit Unlimited
Per Claim Limit
Boiler Breakdown
Boiler Service
Central Heating
Plumbing
Electricals
Drainage
Pest Infestation
Security & Lock Keys
What’s included
  • Emergency boiler breakdown
  • Internal gas supply pipe
  • Domestic Central Heating System
  • Annual Boiler Service – Optional
  • Benefits vary based on cover levels, please refer to the comparison chart above & T&Cs.
What’s not included
  • Any Event Which Is Not an Emergency
  • General Maintenance work
  • Removal of limescale, sludge or debris or repairs caused by this.
  • Plumbing & Water Supply Pipes and Electricals
  • Repairs where the Boiler breakdown results in the loss of domestic hot water provision only.
  • A Central heating boiler which has not been serviced within last 12 months.
  • Any Leaks which do not cause damage to the property
Switch to Landlord Cover

Prices shown include all relevant taxes*

T&Cs apply*
Smart HomeEssential
10% OFF
0.00/Month
0.00
Per Month*
Annual Claim Limit Unlimited
Per Claim Limit
Boiler Breakdown
Boiler Service
Central Heating
Plumbing
Electricals
Drainage
Pest Infestation
Security & Lock Keys
What’s included
  • Emergency boiler breakdown
  • Internal gas supply pipe
  • Domestic Central Heating System
  • Internal Plumbing, Electricals and Drainage
  • External water supply pipe
  • Annual Boiler Service – Optional
  • Benefits vary based on cover levels, please refer to the comparison chart above & T&Cs.
What’s not included
  • Any Event Which Is Not an Emergency
  • General Maintenance work
  • Removal of limescale, sludge or debris or repairs caused by this.
  • Repairs where the Boiler breakdown results in the loss of domestic hot water provision only.
  • A Central heating boiler which has not been serviced within last 12 months.
  • Any Leaks which do not cause damage to the property
Switch to Landlord Cover

Prices shown include all relevant taxes*

T&Cs apply*

What our customers are saying

Trust Pilot Stars
Trust Pilot Stars

I have Smart Cover home emergency cover…

I have Smart Cover home emergency cover policy, other day I had a massive boiler breakdown with water leaking , called them on a weekend out of hours and was very impressed with their quick service and attention to details.

Faheem Javed Bhatti.
Trust Pilot Stars

Good Emergency Cover

I have been with Smart Cover for a few years, it's great value for money. I had two claims, both times solved within a couple of days. Last one a couple of weeks back, Mike has been very helpful in assisting me when needed.

Simo Mal.
Trust Pilot Stars

Hassle-Free Home Emergency Cover

Smart Cover saved me when my heating system failed in the middle of winter. Their response time was quick, and the technician was skilled. I now have peace of mind knowing my home is protected.

Olivia Williams.
Trust Pilot Stars

Perfect for Home Emergencies

I’ve been using Smart Cover for home emergency insurance for six months, and they’ve already proved their worth. A leaking pipe was fixed the same day I reported it. Peace of mind at its best!

Peyton Campbell.
Trust Pilot Stars

Excellent Service and Quick Resolution

I recently purchased home emergency cover with Smart Cover, and I couldn’t be happier. When my boiler broke down, their team arranged an engineer within hours, and the issue was fixed the same day. Absolutely excellent service!

Emily Watson.
Trust Pilot Stars

Highly Satisfied with Home Emergency Cover

I recently had a plumbing emergency, and Smart Cover handled everything seamlessly. The issue was fixed within hours, and I can’t thank the team enough for their fast response. Excellent service!

Savannah Patterson.
Trust Pilot Stars

Amazing Customer Support

The customer service team at Smart Cover is fantastic. They patiently answered all my questions before I purchased the home emergency cover. They really go the extra mile to ensure you’re satisfied.

Amelia Taylor.

Some of the Gas Boilers we cover are

alpha ariston baxi ferroli glow-worm heat-line ideal potterton vaillant viesmann vokera worcester

Benefits of Home & Boiler Cover?

Boiler Insurance

Boiler Insurance

A boiler is an important part of any home. An unexpected boiler breakdown can result in very costly repairs.

Central Heating

Central Heating

Our cover includes breakdown of central heating system and its associated pipework.

Lost Keys

Lost Keys

Lost your House keys? Our insurance policy gives assistance in gaining access to your property and protecting your home.

Electrical

Electrical

Our insurance policies cover total emergency breakdown of your electricity supply.

Drains and Waste Pipes

Drains and Waste Pipes

Our plumbing & drainage insurance covers a wide range of problems including broken pipes, water supply and blocked drains.

Pest Infestation

Pest Infestation

Our policy offers cover for animal infestations caused by black or brown rats, field or house mice, wasps’ and hornets’ nests.

Home Emergency Cover assists you when you encounter unexpected problems that leave you without having hot water or heating, Plumbing issues like leakages and also cover when there is an emergency breakdown of your boiler or a leaking gas supply pipe. The boiler in your home is needed at all times, providing both warmth and hot water. That’s why Emergency boiler cover & insurance is so important. If your boiler were to stop working, what cover do you have and would you know what to do or who to contact? How much of your day or even week will be taken up dealing with it?

With our Home Emergency breakdown cover, a breakdown doesn’t have to mean the end of your day or a ruined week. We’ll send one of our Nationwide engineers to your home as soon as possible and your household will be back up and running before you know it. As an insurance broker, we pride ourselves on the quality, speed and satisfaction of the services on offer to our customers.

In an event of a breakdown, at Smart Cover, we 

  • Provide Quick and effective service with minimal stress.
  • Arrange Approved Gas-Safe registered engineer nationwide to conduct a check on your boiler
  • Ensure Boiler is safe and effective running
  • Cover leaks as a result of damage to the internal gas supply pipe of your home
  • Cover the price of repairs on your gas boiler and controls as well as the gas supply pipe connected to your meter.

Our boiler cover & insurance does not include:

  • General maintenance and service costs
  • Pre-existing damage and faults
  • Damage not caused by unforeseen circumstances
  • Non-gas appliances
  • Removal of sludge and hard water scale deposits

Combining the coverage of our boiler cover with the boiler services we offer is a great option to save you money and ensure the safe running of your household, all whilst prolonging your boiler’s lifetime.

Why Choose Smart Cover ?

Smart Cover Insurance Services is a trading name of Smart Cover Direct, the brainchild of a group of experts whose collective experience totals over 20 years in the insurance sector. Our vision of offering innovative insurance services has driven our business.

We aim to provide our customers with reliable cover for a wide-range of household products. Our competitive premium rates, limited excesses and streamlined claims settlement ensure customers a complete peace of mind.

Rapid Claims Process
Rapid Claims Process
Price Match Promise
Price Match Promise
24/7 Support
24/7
Support
Nationwide Engineers
Nationwide Engineers
Contact one of our experts

An insurance expert can explain the policy benefits and exclusions enabling you to choose the policy that’s right for you. Fill in your details to schedule a free call today.

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Frequently asked questions

What is the difference between basic, essential and premium cover?

The only difference is the cover level and the excess amount.

How do I make a claim?

Simply call our help-line an 03333449559 and a member of staff will take you through the claims process.

What is boiler breakdown cover?

Boiler cover is a type of insurance covers the unexpected problems that leave you without having hot water or heating, also cover faulty boiler controls, parts and a leaking gas supply pipe. We will assist you in repairing or rectifying the breakdown of your domestic boiler.

Who should you contact if you smell gas?

If you smell a natural gas odour, hear the hissing sound of gas escaping or see the other signs of a leak, Immediately call the free National Gas Emergency helpline on: 0800 111 999.

What is the average cost of boiler cover in the UK?

The cost of boiler cover in the UK varies depending on the provider and the level of protection. Many providers offer a range of plans with monthly premiums to suit different needs. The exact price will depend on the plan you choose, subject to policy terms, conditions and limits.

What does boiler cover include?

Smart Cover’s Boiler cover include repairs for sudden breakdowns, parts and labour, and in some cases an annual boiler service. Full details, including terms, conditions and limits, are set out in your policy documents.

Should you get boiler cover?

Boiler cover will be helpful if you prefer to spread the potential cost of unexpected repairs into regular payments. Suitability will depend on your personal circumstances, which will also be subject to policy terms and conditions.

How can you protect boiler pipes from freezing?

You can reduce the risk of frozen pipes by using insulation such as pipe lagging. Smart Cover plans provide assistance if a covered emergency occurs, subject to policy terms, conditions and limits.

Add central heating for just £2.22 more per month

See full Terms & Conditions and IPID