Boiler Breakdown Insurance

Protection plans for heating, boiler and much more.
Avoid Expensive repair costs with our Home Emergency Cover.
Rapid Emergency Response, Excellent customer Service & Nationwide Engineers.

Boiler Service

Cover Type

Choose Excess

10% OFF
10% OFF
10% OFF
15% OFF
Smart BoilerEssential
Smart HeatingEssential
Smart HomeEssential
Smart Home PlusEssential
0.00/Month
0.00
Per Month*
0.00/Month
0.00
Per Month*
0.00/Month
0.00
Per Month*
0.00/Month
0.00
Per Month*
Annual Claim Limit
Unlimited
Unlimited
Unlimited
Unlimited
Per Claim Limit
Boiler Breakdown
Boiler Service
Central Heating
Plumbing
Electricals
Drainage
Pest Infestation
Security & Lock Keys
Terms & Conditions
Insurance Product Information Document
What’s included
  • Emergency boiler breakdown
  • Internal gas supply pipe
  • Annual Boiler Service – Optional
  • Benefits vary based on cover levels, please refer to the comparison chart above & T&Cs.
What’s not included
  • Any Event Which Is Not an Emergency
  • General Maintenance work
  • Removal of limescale, sludge or debris or repairs caused by this.
  • Domestic Central Heating System
  • Plumbing & Water Supply Pipes and Electricals
  • Repairs where the Boiler breakdown results in the loss of domestic hot water provision only.
  • A Central heating boiler which has not been serviced within last 12 months.
  • Any Leaks which do not cause damage to the property
What’s included
  • Emergency boiler breakdown
  • Internal gas supply pipe
  • Domestic Central Heating System
  • Annual Boiler Service – Optional
  • Benefits vary based on cover levels, please refer to the comparison chart above & T&Cs.
What’s not included
  • Any Event Which Is Not an Emergency
  • General Maintenance work
  • Removal of limescale, sludge or debris or repairs caused by this.
  • Plumbing & Water Supply Pipes and Electricals
  • Repairs where the Boiler breakdown results in the loss of domestic hot water provision only.
  • A Central heating boiler which has not been serviced within last 12 months.
  • Any Leaks which do not cause damage to the property
What’s included
  • Emergency boiler breakdown
  • Internal gas supply pipe
  • Domestic Central Heating System
  • Internal Plumbing, Electricals and Drainage
  • External water supply pipe
  • Annual Boiler Service – Optional
  • Benefits vary based on cover levels, please refer to the comparison chart above & T&Cs.
What’s not included
  • Any Event Which Is Not an Emergency
  • General Maintenance work
  • Removal of limescale, sludge or debris or repairs caused by this.
  • Repairs where the Boiler breakdown results in the loss of domestic hot water provision only.
  • A Central heating boiler which has not been serviced within last 12 months.
  • Any Leaks which do not cause damage to the property
What’s included
  • Emergency boiler breakdown
  • Internal gas supply pipe
  • Domestic Central Heating System
  • Internal Plumbing and Electricals
  • Drainage
  • Security & Lock keys
  • Pest Infestation
  • Annual Boiler Service – Optional
  • Benefits vary based on cover levels, please refer to the comparison chart above & T&Cs.
What’s not included
  • Any Event Which Is Not an Emergency
  • General Maintenance work
  • Removal of limescale, sludge or debris or repairs caused by this.
  • Repairs where the Boiler breakdown results in the loss of domestic hot water provision only.
  • A Central heating boiler which has not been serviced within last 12 months.
  • Any Leaks which do not cause damage to the property
Prices shown include all relevant taxes*
Terms and conditions apply*
Use code"SMARTHOLIDAY24"and get 20% off at checkout for annual policies
Smart BoilerEssential
10% OFF
0.00/Month
0.00
Per Month*
Annual Claim Limit Unlimited
Per Claim Limit
Boiler Breakdown
Boiler Service
Central Heating
Plumbing
Electricals
Drainage
Pest Infestation
Security & Lock Keys
What’s included
  • Emergency boiler breakdown
  • Internal gas supply pipe
  • Annual Boiler Service – Optional
  • Benefits vary based on cover levels, please refer to the comparison chart above & T&Cs.
What’s not included
  • Any Event Which Is Not an Emergency
  • General Maintenance work
  • Removal of limescale, sludge or debris or repairs caused by this.
  • Domestic Central Heating System
  • Plumbing & Water Supply Pipes and Electricals
  • Repairs where the Boiler breakdown results in the loss of domestic hot water provision only.
  • A Central heating boiler which has not been serviced within last 12 months.
  • Any Leaks which do not cause damage to the property
Switch to Landlord Cover

Prices shown include all relevant taxes*

T&Cs apply*
Smart HeatingEssential
10% OFF
0.00/Month
0.00
Per Month*
Annual Claim Limit Unlimited
Per Claim Limit
Boiler Breakdown
Boiler Service
Central Heating
Plumbing
Electricals
Drainage
Pest Infestation
Security & Lock Keys
What’s included
  • Emergency boiler breakdown
  • Internal gas supply pipe
  • Domestic Central Heating System
  • Annual Boiler Service – Optional
  • Benefits vary based on cover levels, please refer to the comparison chart above & T&Cs.
What’s not included
  • Any Event Which Is Not an Emergency
  • General Maintenance work
  • Removal of limescale, sludge or debris or repairs caused by this.
  • Plumbing & Water Supply Pipes and Electricals
  • Repairs where the Boiler breakdown results in the loss of domestic hot water provision only.
  • A Central heating boiler which has not been serviced within last 12 months.
  • Any Leaks which do not cause damage to the property
Switch to Landlord Cover

Prices shown include all relevant taxes*

T&Cs apply*
Smart HomeEssential
10% OFF
0.00/Month
0.00
Per Month*
Annual Claim Limit Unlimited
Per Claim Limit
Boiler Breakdown
Boiler Service
Central Heating
Plumbing
Electricals
Drainage
Pest Infestation
Security & Lock Keys
What’s included
  • Emergency boiler breakdown
  • Internal gas supply pipe
  • Domestic Central Heating System
  • Internal Plumbing, Electricals and Drainage
  • External water supply pipe
  • Annual Boiler Service – Optional
  • Benefits vary based on cover levels, please refer to the comparison chart above & T&Cs.
What’s not included
  • Any Event Which Is Not an Emergency
  • General Maintenance work
  • Removal of limescale, sludge or debris or repairs caused by this.
  • Repairs where the Boiler breakdown results in the loss of domestic hot water provision only.
  • A Central heating boiler which has not been serviced within last 12 months.
  • Any Leaks which do not cause damage to the property
Switch to Landlord Cover

Prices shown include all relevant taxes*

T&Cs apply*

Boiler cover is a type of insurance covers the unexpected problems that leave you without having hot water or heating, also cover faulty boiler controls, parts and a leaking gas supply pipe. The boiler in your home is needed at all times, providing both warmth and hot water. That’s why quality boiler cover & insurance is so important. If your boiler were to stop working, what cover do you have and would you know what to do or who to contact? How much of your day or even week will be taken up dealing with it?

With our boiler breakdown insurance cover, a breakdown doesn’t have to mean the end of your day or a ruined week. We’ll send one of our Nationwide engineers to your boiler as soon as possible and your household will be back up and running before you know it.

As an Award winning insurance broker, we pride ourselves on the quality, speed and satisfaction of the services on offer to our customers.

Price Match Promise

If you can find the same cover level at a lower price elsewhere we will match it up to 14 days after your purchase date. Just let us know the insurance provider, the cover level and price. Once verified we will refund the difference. Please email the following address with the details to enquiries@smart-cover.co.uk.

Lost Keys

Lost your House keys? Our insurance policy gives assistance in gaining access to your property and protecting your home.

Electrical

Our insurance policies cover total emergency breakdown of your electricity supply.

Central Heating

Our cover includes breakdown of central heating system and its associated pipework.

Boiler Insurance

A boiler is an important part of any home. An unexpected boiler breakdown can result in very costly repairs.

Drains and Waste Pipes

Our plumbing & drainage insurance covers a wide range of problems including broken pipes, water supply and blocked drains.

Winter seems to be getting increasingly harsh during this pandemic situation and boilers are stretched to their limit to keep a home warm. Without regular service a boiler may break down when you need it the most. That has the potential to leave you and your loved ones at a loose end as you prepare to face the cold weather. A boiler breakdown insurance plan for your boiler and central heating system to cover your boiler in the event it breaks down, it may give you peace of mind. An engineer will visit, assess and try to fix the problem. The boiler in your home is made up of a combination of moving parts which help heat the water and circulate heat around your home. Of course, these parts are prone to wear and tear. So take preventative action with regular boiler maintenance.

Frequently asked questions

What is the difference between basic, essential and premium cover?

The only difference is the cover level and the excess amount.

How do I make a claim?

Simply call our help-line an 03333449559 and a member of staff will take you through the claims process.

What is boiler breakdown cover?

Boiler cover is a type of insurance covers the unexpected problems that leave you without having hot water or heating, also cover faulty boiler controls, parts and a leaking gas supply pipe. We will assist you in repairing or rectifying the breakdown of your domestic boiler.

Who should you contact if you smell gas?

If you smell a natural gas odour, hear the hissing sound of gas escaping or see the other signs of a leak, Immediately call the free National Gas Emergency helpline on: 0800 111 999.

What is the average cost of boiler cover in the UK?

The cost of boiler cover in the UK varies depending on the provider and the level of protection. Many providers offer a range of plans with monthly premiums to suit different needs. The exact price will depend on the plan you choose, subject to policy terms, conditions and limits.

What does boiler cover include?

Smart Cover’s Boiler cover include repairs for sudden breakdowns, parts and labour, and in some cases an annual boiler service. Full details, including terms, conditions and limits, are set out in your policy documents.

Should you get boiler cover?

Boiler cover will be helpful if you prefer to spread the potential cost of unexpected repairs into regular payments. Suitability will depend on your personal circumstances, which will also be subject to policy terms and conditions.

How can you protect boiler pipes from freezing?

You can reduce the risk of frozen pipes by using insulation such as pipe lagging. Smart Cover plans provide assistance if a covered emergency occurs, subject to policy terms, conditions and limits.

In the event of a breakdown, at Smart Cover, we provide all our customers with quick and effective service in order to get them back to their day as soon as possible – with minimal stress. Our boiler cover includes the price of repairs on your gas boiler and controls as well as the gas supply pipe connected to your meter. These repairs can be extremely costly, especially when a breakdown happens out of the blue. You could soon be stopped in your tracks with a hefty fee to pay without even knowing it. Boiler cover and servicing are important for all house owners to consider.

With Smart Cover’s boiler insurance and boiler breakdown cover, we’ll send one of our trusted engineers to you swiftly, making what would be an extremely stressful situation, a simple and stress-free one. From Scotland and Wales to England and Northern Ireland, we’ve got you covered, no matter where you live in the UK.

Our boiler cover & insurance does not include general maintenance and service costs, pre-existing damage and faults, damage not caused by unforeseen circumstances, non-gas appliances, or the removal of sludge and hard water scale deposits. Combining the coverage of our boiler cover with the boiler services we offer is a great option to save you money and ensure the safe running of your household, all whilst prolonging your boiler’s lifetime. With a Smart Cover boiler service, we’ll send an approved Gas-Safe registered engineer to conduct a check on your boiler, ensuring it’s safe and effective running. We cover leaks as a result of damage to the internal gas supply pipe of your home. Our assistance will be provided once the National Gas Emergency Service have attended and isolated the leak. To report a gas or carbon monoxide emergency, Call the free National Gas Emergency helpline on: 0800 111 999.

Add central heating for just £2.22 more per month

See full Terms & Conditions and IPID