The Complete Insurance Provider

Insurance for everyday in use items
Protection that helps you live
life with less worries.

​Got something to protect


​​Affordable, flexible plans designed to protect and repair when disaster strikes

kitchen appliance

Appliance Insurance

Washing Machine

Fridge Freezer

Why Smart Cover Insurance


unlimited number of claims

UNLIMITED NUMBER OF CLAIMS*

unlimited number of callouts

UNLIMITED NUMBER OF CALLOUTS*

unlimited number of repairs

UNLIMITED NUMBER OF REPAIRS*

price match promise

PRICE MATCH PROMISE*

Trusted local engineers

​LOCAL ENGINEERS*

like for like replacement

​LIKE-FOR-LIKE REPLACEMENT*

​*Subject to T&C's

Unexpected and costly breakdowns will happen.
Relax and get protected.

  • PARTS & LABOUR INCLUDED
  • ​​NO CALL OUT FEES​
  • NO EXCESS FEES*

*​Excess fee only applies if a claim is made within 
the first 45 days of cover

smart cover special offer
protect home entertainment
home emergency insurance cover

Sign Up For More Special Offers & Savings

What Customers
Are Saying


Awards and Recognition's


Charities we Support


British Heart Foundation
Dementia Friends
armed forces