The Complete Insurance Provider

Insurance for everyday in use items
Protection that helps you live
life with less worries.

Why Smart Cover Insurance


unlimited number of claims

UNLIMITED NUMBER OF CLAIMS*

unlimited number of callouts

UNLIMITED NUMBER OF CALLOUTS*

unlimited number of repairs

UNLIMITED NUMBER OF REPAIRS*

price match promise

PRICE MATCH PROMISE*

Trusted local engineers

​LOCAL ENGINEERS*

like for like replacement

​LIKE-FOR-LIKE REPLACEMENT*

​*Subject to T&C's

​Got something to protect


​​Affordable, flexible plans designed to protect and repair when disaster strikes

Motor Breakdown

Motor Breakdown

kitchen appliance

Appliance Insurance

Home Emergency

Home Emergency

gadget & mobile protection

Mobile & Gadgets

Unexpected and costly breakdowns will happen.
Relax and get protected.

  • PARTS & LABOUR INCLUDED
  • ​​NO CALL OUT FEES​
  • NO EXCESS FEES*

*​Excess fee only applies if a claim is made within 
the first 45 days of cover

smart cover special offer
protect home entertainment
home emergency insurance cover

Sign Up For More Special Offers & Savings

What Customers
Are Saying


Awards and Recognition's


Charities we Support


armed forces
Dementia Friends
British Heart Foundation