The Complete Insurance Provider

Insure all your appliances​

Protection that helps you live
life with less worries

Got Something to Protect?


​​Affordable, flexible plans designed to protect and repair when disaster strikes

kitchen appliance

Appliance Insurance

Washing Machine

Fridge Freezer

Why Smart Cover?


unlimited number of claims

UNLIMITED NUMBER OF CLAIMS*

unlimited number of callouts

UNLIMITED NUMBER OF CALLOUTS*

unlimited number of repairs

UNLIMITED NUMBER OF REPAIRS*

price match promise

PRICE MATCH PROMISE*

Trusted local engineers

​LOCAL ENGINEERS*

like for like replacement

​LIKE-FOR-LIKE REPLACEMENT*

​*Subject to T&C's

Unexpected and costly breakdowns will happen.
Relax and get protected.

  • PARTS & LABOUR INCLUDED
  • ​​NO CALL OUT FEES​
  • NO EXCESS FEES*

*​Excess fee only applies if a claim is made within 
the first 45 days of cover

month offers
protect home entertainment
home emergency insurance cover

​Excess Protection ​Cover
​All-in-one excess cover

  • ​Claim your excess back
  • ​Reduce your excess ​to £0
  • ​Popular life style excess protection

What Customers
Are Saying


`Awards and Recognitions`


​Blog

How to Prepare your Car for Winter
How to Prepare your Car for Winter ​Winter is here, and we all know the difficulties that come with driving during[...]
How To Fix a Smelly Dishwasher
How to Fix a Smelly Dishwasher The dishwasher plays an important role to keeping your kitchen looking clean. You’ve cooked[...]
Do You Need Excess Protection?
Do You Need Excess Protection?What is excess protection?Excess protection saves you from paying a high excess. If you make a[...]

Charities we Support


British Heart Foundation
Dementia Friends
armed forces
queen mothers clothing guild