iPhone Insurance

iPhone insurance is a mobile phone insurance designed specifically for your iPhone.

If you can find the same cover level at a lower price elsewhere we will match it up to 14 days after your purchase date. Just let us know the insurance provider, the cover level and price. Once verified we will refund the difference. Please email the following address with the details to enquiries@smart-cover.co.uk.

Insurance cover for iPhone

Whichever model of iPhone you own, the thought of being separated from it for any length of time can be a distressing thought. More than just a means of contact, your iPhone represents an essential part of your life. Most problems always occur outside the normally warranty period, leaving you to pick up expensive repair costs for any type of breakdown.

Insurance cover for iphone

However if you decide to take a Smart Cover iPhone policy you’re completely covered.

We promise to put you back in the same position prior to the unfortunate event as quickly as possible, minus the stress and repair costs.

So don’t wait until you face an unexpected problem, by then it’s too late

iphone insurance cover
  • accidental damage
  • theft
  • accidental loss
  • breakdown
  • liquid damage
  • Repair or replace
  • Fraudulent Call cover of upto £2500
  • Gadgets covered upto the value of £1500
  • New or manufacturer refurbished gadgets covered
  • Upto 90 days of worldwide cover.
  • Accidental loss for any gadget other than a mobile phone.
  • Any loss not reported to the police within 48-hours and a loss reference number obtained.
  • Any loss of a mobile phone which has not been reported to your airtime provider within 24 hours of you discovering the loss.
  • Cosmetic damage that does not affect performance
  • Gadgets or Mobile phone purchased from online auctions
  • Claims where evidence of ownership or proof of purchase is not available.
iphone insurance


  • Price match promise
  • Repair or replacement
  • Rapid claim settlement service
  • Fast claim settlement
  • UK based customer service
  • Fast professional engineer support
  • Accidental damage
  • Low excess fee of ​£50

At Smart Cover, our goal is to provide a service that is second to none. We do not just protect your life-style; we provide an insurance service which is refreshing to deal with.

This is why at Smart Cover, we are proud to offer more than just great prices, but we never want price to be a reason you shop elsewhere.

Price promise terms and conditions

1. We’ll match our competitor’s UK price.

2. The competitor’s product must be identical or better to ours, and offered on the same terms.

3. We must be able to verify the competitor’s price.

4. We’ll match the price of a product; not delivery charges or other services.

5. Cannot be used with any other offer.

6. Only applicable to England, Wales and Northern Ireland.

7. Competitor must be an FCA authorised entity along with the product.

8. Where price is reduced in excess of 20% of our list price, we retain our right to deny this offer.

9. Applicants cannot be employees or relatives of any other insurance broker and associated participant.

This is why in addition to our exceptional customer service; we also guarantee to match any price you may have been offered by any of our competitors. As everything, it is subject to terms and conditions, which you can read below.

There are a variety of different reasons why people treasure their iPhone. For some a smartphone is access to the internet in the palm of their hands allowing them passage to the world of information at the touch of a screen.

Also you might love being able to listen to whatever music you feel like at the time. So for some if you were to smash your screen, like one of the 176,000 people who have claimed for handsets from slipping out of their hands and smashing onto the floor, or drop your phone in a drink like one of the approximately 400,000 others then you would not be happy.

Each year, more than 700,000 mobile phones are lost or stolen in Britain, according to O2. It’s not particularly hard to imagine how for some people loosing there phone can cause them emotional and mental torment. Just think of the amount of sensitive information you have on your phone from pictures and videos to the access to your online banking. As you can imagine with the rise of social networking if your phone falls into the wrong hands and they wanted it to, the perpetrator could cause you more than a mild inconvenience.

With the combination of remote wipe technology, Cloud storage and a Tailor made Insurance Policy you can ensure that none of these nightmarish events happen to you. Imagine having your phone stolen in the morning and rather than being in a state by lunch time you could have:

  • you could have remotely wiped the content of your phone
  • have a like for like replacement on the way and you can have the peace of mind knowing that when you have your new phone you can sync it with your backed up data and you have everything you need back in your hands and no one can access any of your information.

Frequently asked questions

Yes, we will cover you for accidental damage, if we are not able to repair your gadget, we will provide you with a replacement item.

The gadget must not be more than 18 months old when the policy commences and purchased as new, or refurbished directly from the manufacturer or network provider.

We will replace your electronic equipment if it is stolen. Where only part or parts of your electronic equipment have been stolen, we will only replace the part or parts. Please see the Terms and Conditions for more detail.

You can make unlimited claims in a year.

Any claim reported to Us within the first 45 days of Your policy will be subject to a £250 Excess fee. After the first 45 days of Your policy will be subject to a £50 Excess fee. Any claim for the loss of Your Mobile Phone will be subject to a £100 Excess fee.

If you decide that for any reason, this policy does not meet your insurance needs then please contact us within 14 days from the day of purchase or the day on which you receive your policy documentation, whichever is the later. On the condition that no claims have been made or are pending, we will then refund your premium in full. Thereafter you may cancel the insurance cover at any time however no refund of premium will be payable.

& Support

How we help you

  • Call the claim line on 03333 449 559 and report the problem between 9am and 7pm on weekdays and from 9am-4pm on Saturdays.
  • Tech support will try to resolve the problem wherever possible, we will try to talk you through a solution.