Gadget Insurance

Cover for your phones, laptops, tablets & other gadgets. Get quotes today!

If you can find the same cover level at a lower price elsewhere we will match it up to 14 days after your purchase date. Just let us know the insurance provider, the cover level and price. Once verified we will refund the difference. Please email the following address with the details to

Gadget Insurance, cover for a range of cool gadgets!
All the fun, without worry.

Whichever model of iPhone you own, the thought of being separated from it for any length of time can be a distressing thought. More than just a means of contact, your iPhone represents an essential part of your life. Most problems always occur outside the normally warranty period, leaving you to pick up expensive repair costs for any type of breakdown.


  • Price match promise
  • Repair or replacement
  • Rapid claim settlement service
  • Fast claim settlement
  • UK based customer service
  • Fast professional engineer support
  • Accidental damage
  • Low excess fee of ​£50

Why choose Smart Cover?

At Smart Cover, we offer protection for a wide-range of gadgets. We consistently provide competitively-priced gadget cover along with award-winning service to customers throughout the United Kingdom.

After taking out a policy with us, you can relax with the knowledge that your chosen gadget is protected and that if something were to happen, our team is just a phone call away. Our team process claims quickly and efficiently, ensuring that your gadget is fixed or replaced as soon as possible. We pride ourselves on our outstanding service which was commended by the board of judges at the 2019 Broker Innovation Awards where Smart Cover was made Broker of the Year.

Why should I insure my gadget?

All types of gadgets are expensive and vulnerable to damage. It can come as a financial shock when you are required to pay for a costly repair or replacement because of an accident involving your gadget. Furthermore, often problems occur outside the standard warranty period leaving you to pick up expensive repair costs. Avoid this inconvenience altogether and get your gadget covered with us, explore the benefits of our cover today.

Frequently asked questions

Yes, we will cover you for accidental damage, if we are not able to repair your gadget, we will provide you with a replacement item.

The gadget must not be more than 18 months old when the policy commences and purchased as new, or refurbished directly from the manufacturer or network provider.

We will replace your electronic equipment if it is stolen. Where only part or parts of your electronic equipment have been stolen, we will only replace the part or parts. Please see the Terms and Conditions for more detail.

You can make unlimited claims in a year.

Any claim reported to Us within the first 45 days of Your policy will be subject to a £250 Excess fee. After the first 45 days of Your policy will be subject to a £50 Excess fee. Any claim for the loss of Your Mobile Phone will be subject to a £100 Excess fee.

If you decide that for any reason, this policy does not meet your insurance needs then please contact us within 14 days from the day of purchase or the day on which you receive your policy documentation, whichever is the later. On the condition that no claims have been made or are pending, we will then refund your premium in full. Thereafter you may cancel the insurance cover at any time however no refund of premium will be payable.