Digital Camera Insurance

Digital Camera Insurance, lens included! All the fun, without the worry.

If you can find the same cover level at a lower price elsewhere we will match it up to 14 days after your purchase date. Just let us know the insurance provider, the cover level and price. Once verified we will refund the difference. Please email the following address with the details to

Digital Camera Insurance

We cover your digital camera and lens against accidental damage, theft, breakdown, liquid damage and unauthorised use. Get your quote today!

For some people their digital camera is what they use to take images every now and then whilst travelling, for many it’s their every day job and they need their camera with them every day. Either way, owning a digital camera is quite an investment. Cameras are expensive and, as a delicate piece of equipment, they can be easily damaged or broken.

  • Theft of the Gadget
  • Theft of part(s) of the Gadget.
  • Broken Buttons.
  • Accidental Water / Liquid damage.
  • Loss of the Gadget (Optional).
  • Mechanical Breakdown.
  • Electrical Breakdown
  • Loss of any item that is not a Mobile Phone.
  • Any claim if the serial number, IMEI or sim gate has been tampered with in any way.
  • The failure of any electrical or mechanical components in Your Electronic Equipment due to a sudden and unforseen fault, during the period of the manufacturer's warranty.
  • Claims arising from any consequence, howsoever caused, by Computer Viruses, including but not limited to a Computer Virus resulting in Electronic Data being lost, destroyed, distorted, altered or otherwise corrupted.


  • Price match promise
  • Repair or replacement
  • Rapid claim settlement service
  • Fast claim settlement
  • UK based customer service
  • Fast professional engineer support
  • Accidental damage
  • Low excess fee from ​£50

At Smart Cover, our goal is to provide a service that is second to none. We do not just protect your life-style; we provide an insurance service which is refreshing to deal with.

This is why at Smart Cover, we are proud to offer more than just great prices, but we never want price to be a reason you shop elsewhere.

Price promise terms and conditions

1. We’ll match our competitor’s UK price.

2. The competitor’s product must be identical or better to ours, and offered on the same terms.

3. We must be able to verify the competitor’s price.

4. We’ll match the price of a product; not delivery charges or other services.

5. Cannot be used with any other offer.

6. Only applicable to England, Wales and Northern Ireland.

7. Competitor must be an FCA authorised entity along with the product.

8. Where price is reduced in excess of 20% of our list price, we retain our right to deny this offer.

9. Applicants cannot be employees or relatives of any other insurance broker and associated participant.

This is why in addition to our exceptional customer service; we also guarantee to match any price you may have been offered by any of our competitors.

Frequently asked questions

Yes, we will cover you for accidental damage, if we are not able to repair your gadget, we will provide you with a replacement item.

Your gadget should be less than 18 months old at the commencement date of your insurance. You will need a valid Proof of Purchase.

Yes, it is an optional cover provided during the purchase of insurance policy. Please see the Terms and Conditions for more detail.

We will replace your electronic equipment if it is stolen. Where only part or parts of your electronic equipment have been stolen, we will only replace the part or parts. Please see the Terms and Conditions for more detail.

& Support

How we help you

  • Call the claim line on 03333 449 559 and report the problem between 9am and 7pm on weekdays and from 9am-4pm on Saturdays.
  • Tech support will try to resolve the problem  wherever possible, we will try to talk you through a solution.