Compare Us To Other Providers

We always strive to deliver the best cover, service and value for all our customers. See how Smart Cover measures up against the UK's biggest home cover providers.


Trustpilot	4.2	4.4	4.6	4.6	4.7
Home security ¹
24/7 claims line
Price match promise²
Pest control³
Unlimited callouts
Same price for new customer⁴
12-month guarantee on completed repairs
FCA Authorised
Appliance cover Plans⁵
Motor breakdown cover⁶

Information in this table is based on a comparison of Smart Cover, British Gas HomeCare, HomeServe, 247 Home Rescue and Hometree, using publicly available information 2025/2026. Prices and cover may vary. Check the provider's current terms before purchasing. Smart Cover is a trading style of Smart-Cover Direct Limited, FCA FRN 600428.

Get Your Smart Cover Quote

1. Home tree has no plans with Home Security in their Your Home Plan, see Boiler, Heating & Home Care | Hometree. Verified 15/07/2026

2.Price match promise: As of July 2026, neither British gas nor Homeserve publishes a general price match or price promise policy for its Homecare/Home emergency cover products on its official website. In Contrast, some competitors explicitly advertise a price match promise. Verified independently. British gas has no Home security included in their Homecare Plan, See "Your HomeCare plan explained" -  Boiler and Heating Cover - Boiler Insurance - British Gas. Verified 15/07/2026.

3. Home tree has no plans with Pest control in their Your Home Plan , see Boiler, Heating & Home Care | Hometree. Verified 15/07/2026. British gas has no Pest control included in their Homecare Plan, See "Your HomeCare plan explained" -  Boiler and Heating Cover - Boiler Insurance - British Gas. Verified 15/07/2026.

4. British Gas: British Gas states that every home's HomeCare price is different ("a big house with an old boiler will almost certainly need more TLC than a smaller flat"). See "Your HomeCare price explained" —  britishgas.co.uk. Verified 15/07/2026.

5. As of July 2026, Homeserve does not publish or has Home Appliance cover plans or products on its official website. Verified independently.

6. Motor Breakdown: As of July 2026, neither British gas, Homeserve, 247 home rescue nor Hometree publishes a general Motor breakdown cover policy or cover products on its official website. In Contrast, some competitors explicitly advertise Motor Breakdown on their websites. Verified independently.

Cookie	Duration	Description
laravel_session	Session	Maintains the user's session state and website functionality.
XSRF-TOKEN	Session	Provides protection against Cross-Site Request Forgery (CSRF) attacks.
_aw_j_*	Up to 1 year	Used by AWIN affiliate tracking to store referral and attribution information.
_aw_sn_*	Up to 1 year	Used by AWIN affiliate tracking to track affiliate referrals and commission attribution.
sync_event	Persistent (Local Storage)	Used to synchronize CSRF token updates across browser tabs. Ensures forms use the latest security token and prevents invalid form submissions. Strictly necessary for website security and functionality.
cookielawinfo-checkbox-analytics	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".
cookielawinfo-checkbox-functional	11 months	The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
cookielawinfo-checkbox-others	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.
cookielawinfo-checkbox-necessary	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
cookielawinfo-checkbox-performance	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".
viewed_cookie_policy	11 months	The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.

Compare Us To Other Providers

Privacy Overview