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Clear answers and expert guides on home emergency cover, boiler breakdown insurance, appliance insurance, plumbing & drainage, landlord cover, and motor breakdown - written by our UK insurance team.

Split illustration comparing home insurance and home emergency cover for a house Home Emergency
30 July 2026

Home Insurance vs Home Emergency Cover: What's the Difference?

Most people assume home insurance covers a broken boiler, but it doesn't. This guide breaks down exactly what home insurance and home emergency cover each protect, where they overlap, and how to spot the gap in your own policy.

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Plumber repairing a burst pipe under a kitchen sink in a UK home Plumbing & Drainage
03 June 2026

What To Do If a Pipe Bursts in Your Home

A burst pipe can cause serious water damage in a matter of minutes. This guide explains what to do if a pipe bursts in your home, how to stop the water supply, minimise damage, understand repair costs, and explore insurance and plumbing cover options avai

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Woman inspecting plumbing leaks under a sink while water drips into a bucket in a modern home Plumbing & Drainage
01 June 2026

Does Home Insurance Cover Plumbing Leaks?

Discover how home insurance typically covers plumbing leaks, what exclusions may apply, and when specialist Plumbing and Drainage Cover could help. Learn the difference between water damage cover and plumbing repair protection, plus key information UK hom

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Engineer repairing kitchen sink pipes under plumbing cover protection plan Plumbing & Drainage
25 May 2026

Understanding Plumbing Cover: A Practical Guide for UK Homeowners

Plumbing emergencies can happen without warning and often lead to unexpected repair costs. This guide explains how plumbing cover works, what is typically included, common exclusions, and how to compare policies to help protect your home from sudden leaks

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Engineer repairing kitchen plumbing under sink as part of home emergency cover service Home Emergency
27 February 2026

Is Home Emergency Cover Worth It for New-Build Properties?

New build homes come with structural warranties, but they may not cover sudden boiler breakdowns, plumbing leaks or electrical failures. This guide explains how Home emergency cover works, what new build warranties include, and whether additional protecti

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Home appliance insurance consultation in UK kitchen with repair technician holding appliance insurance document Appliance
26 February 2026

Top 5 Situations Where Appliance Insurance Is Needed

Modern homes rely heavily on essential appliances, and unexpected breakdowns can cause disruption and costly repairs. This blog explains the top five situations where appliance insurance is needed, including expired warranties, ageing appliances, and hous

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Gas Safe engineer repairing a domestic boiler during breakdown inspection Boiler Breakdown
11 February 2026

Is Boiler Breakdown Insurance Worth It? UK Cover, Costs & Exclusions

Boiler breakdown insurance helps protect UK homeowners from unexpected repair or replacement costs when heating systems fail. This guide explains how boiler breakdown insurance works, what it typically covers, common exclusions and key factors to consider

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Washing machine insurance example showing a faulty heating element removed from a front-loading washing machine Appliance
28 January 2026

Washing Machine Insurance: What's Covered and What's Not

Washing machine insurance can help with unexpected breakdown costs, but it does not cover everything. This guide explains what is usually included, common exclusions, and typical UK repair costs to help homeowners make informed decisions.

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Plumber repairing a sink pipe during a home emergency cover call-out Home Emergency
21 January 2026

Home Emergency Cover: Fast Protection for Household Emergencies

Home emergency cover provides fast access to urgent help when unexpected household emergencies occur. This guide explains how it works, what’s covered, key exclusions, and who it may be suitable for.

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Modern kitchen with fridge, oven, and washing machine covered under home appliance insurance Appliance
13 January 2026

Home Appliance Insurance 2026: Coverage and Key Considerations

Home appliance insurance provides cover for the repair or replacement of essential household appliances following mechanical or electrical breakdown, subject to policy terms and exclusions.

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Homeowner inspecting a broken washing machine while speaking to an engineer about washing machine insurance cover. Appliance
30 December 2025

Washing Machine Insurance: Should You Take Out Extra Cover?

This guide explains how washing machine insurance works, what it typically covers, and how it differs from manufacturer warranties. It outlines costs, exclusions, and claims processes to help households decide whether extra cover may be suitable for their

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Customer support representative assisting clients with appliance insurance queries. Appliance
12 December 2025

Claims Process and Customer Support for Appliance Insurance Guide

This detailed guide explains how appliance insurance claims are handled in the UK. It covers reporting faults, policy checks, engineer appointments, repairs, replacement steps, and customer support involvement. The goal is to give policyholders clear expe

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