Home Emergency Insurance
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    03333 449 559

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    Which cover policy would you like to purchase?

    Appliances

    Appliances

    Home Emergency

    Home Emergency

    Gadgets

    Gadgets

    Motor Breakdown

    Motor Breakdown

    Television

    Television

    Landlord

    Landlord

    Boiler Breakdown

    Boiler Breakdown

    Plumbing & Drainage

    Plumbing & Drainage

    Choose 1 or more appliance

    Cooking
    Laundry
    Refrigeration
    Others
    Cooker
    Cooker
    Cooker
    Washing Machine
    Washing Machine
    Washing Machine
    Fridge Freezer
    Fridge Freezer
    Fridge Freezer
    Vaccum Cleaner
    Vaccum Cleaner
    Vaccum Cleaner
    Dishwasher
    Dishwasher
    Dishwasher
    Washer Dryer
    Washer Dryer
    Washer Dryer
    Warming Drawer
    Warming Drawer
    Warming Drawer
    Fridge
    Fridge
    Fridge
    Oven
    Oven
    Oven
    Tumble Dryer
    Tumble Dryer
    Tumble Dryer
    Freezer
    Freezer
    Freezer
    Hob
    Hob
    Hob
    American FF
    American FF
    American FF
    Hood
    Hood
    Hood
    Wine Cooler
    Wine Cooler
    Wine Cooler
    Microwave
    Microwave
    Microwave

    About your home

    1. Are you a landlord or home owner?
    2.Property type?

    You can only get a quote if you are a Home Owner and the policy is for your main residence.

    House
    House
    House
    bungalow
    bungalow
    Bungalow
    flat
    flat
    Flat/Apartment

    About your cover

    Your boiler and controls are included as standard in all our policies and you can add additional features to ensure your home is protected below.

    3. Is your boiler in good working condition?

    You can only get a quote if your boiler is in a good working condition

    4. What is the make of your boiler?
    5. What's the age of your boiler?

    About your Property

    1. Property address you wish to insure?

    Property address same as personal address

    About your boiler

    Your boiler and controls are included as standard in all our policies and you can add additional features to ensure your home is protected below.

    2. Is your boiler in good working condition?

    You can only get a quote if your boiler is in a good working condition

    3. What is the make of your boiler?
    4. What's the age of your boiler?
    5. Do you require boiler service?
    6. Do you require excess cover?

    Choose 1 or more gadget

    Smartphone
    Smartphone
    Smartphone
    Laptop
    Laptop
    Laptop
    MacBook
    MacBook
    MacBook
    iMac
    iMac
    iMac
    Desktop
    Desktop
    Desktop
    Smart Watch
    Smart Watch
    Smart Watch
    Game Console
    Game Console
    Game Console
    Tablet
    Tablet
    Tablet
    Camera
    Camera
    Camera
    Monitor
    Monitor
    Monitor
    Smart Monitor
    Smart Monitor
    Smart Monitor
    Bluetooth Headsets
    Bluetooth Headsets
    Bluetooth Headsets
    Headphones
    Headphones
    Headphones
    Portable Game Console
    Portable Game Console
    Portable Game Console
    Soundbar/Sound System
    Soundbar/Sound System
    Soundbar/Sound System
    E-readers
    E-readers
    E-readers

    Please select your vehicle type

    Car
    Car
    Car
    Motorcycle
    Motorcycle
    Motorcycle
    Classic Motorcycle
    Classic Motorcycle
    Classic Motorcycle
    Mini Bus
    Mini Bus
    Mini Bus
    Van
    Van
    Van
    Motor Homes
    Motor Homes
    Motor Homes
    Classic Car
    Classic Car
    Classic Car
    HGV 3.5t-7.5t
    HGV 3.5t-7.5t
    HGV 3.5t-7.5t
    Taxi Cars
    Taxi Cars
    Taxi Cars

    Please select age of the vehicle

    0-10

    YEARS

    0-15

    YEARS

    11+

    YEARS

    20+

    YEARS

    Please enter your vehicle details

    Choose 1 or more item

    Television
    Television
    Television
    Satellite
    Satellite
    Satellite

    Quote Summary

    Choose your plan

    Here is what we can offer!

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    Monthly

    (Inclusive of all taxes)

    Annually

    (Inclusive online discount)

    Change Plan
    Home Emergency
    /
    monthly
    yearly
    Excess
    Annual Boiler Service
    Landlord or Home Owner
    Building Type
    Boiler in good working order
    No
    Boiler Make
    Boiler Age
    Latest CP12 certificate
    No
    Postcode
    Address

    Here is what we can offer!

    Have a promo code?Enter here

    applied
    Remove
    Change Plan
    Landlord Home Emergency
    /year
    Excess
    Annual Boiler Service
    Boiler in good working order
    No
    Boiler Make
    Boiler Age
    Postcode
    Address

    Here is what we can offer!

    Have a promo code?Enter here

    applied
    Remove
    Change Plan
    Boiler Breakdown
    /
    monthly
    yearly
    Excess

    Here is what we can offer!

    Have a promo code?Enter here

    applied
    Remove
    Change Plan
    Plumbing & Drainage
    /
    monthly
    yearly
    Excess

    Here is what we can offer!

    Have a promo code?Enter here

    applied
    Remove

    YOUR ONE-OFF PREMIUM

    £0.00
    Type of Cover Selected
    Type of Vehicle Selected
    Age of Vehicle Selected
    Registration Number
    Customer Name
    Email
    Mobile
    Postcode
    Address

    Here is what we can offer!

    Have a promo code?Enter here

    applied
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    Make your subscription

    Card
    Card Payment
    Direct Debit
    Direct Debit
    Apple Pay
    Apple Pay
    Google Pay
    Google Pay
    Apply Pay
    Google Pay
    calendar
    calendar
    calendar
    secure payment
    payment methods

    Our Assumptions and Terms & Conditions

    Please make sure that you have downloaded and read all the following Terms and Conditions documentation.

    Please note that some of our policies are underwritten by companies outside of the European Economic Area.

    In these instances, the Financial Services Compensation Scheme may not apply in respect to policy performance. Please pay special attention to the complaints section of the Terms and Conditions for more information.

    Read the Terms and Conditions
    Read the IPID

    The cover under the policy is subject to the age of the products being covered. We monitor all sales to ensure you will be able to benefit from the cover that you have chosen. If your products would be too old for us to cover, we will be in touch to let you know. Terms and Conditions will be sent to you along with your policy documentations.

    Please check your details carefully. Incorrect information provided can result in your claim being rejected in the future.

    If any of the details are incorrect, please use the "edit" button to amend the relevant details.

    The Direct Debit Guarantee

    Direct Debit

    This guarantee is offered by all banks and buildings societies that accept instructions to pay Direct Debits.

    If there are any changes to the amount, date or frequency of your Direct Debit Smart-Cover Direct Limited will notify you 10 working days in advance of your account being debited or as otherwise agreed. If you request Smart-Cover Direct Limited to collect a payment, confirmation of the amount and date will be given to you at the time of the request.

    I confirm that I have read, understand and agree to the terms and conditions.

    Thank you
    Thank youfor your policy application with Smart Cover!
    Your application ID:
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    Having problems? Speak to one of our friendly advisors

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    Call us for Help 03333 449 559

    Lines open 10am - 7pm Monday - Friday and 10am - 4pm Saturday

    Appliance
    • Cooker
    • Washing Machine
    • Fridge Freezer
    • Vaccum Cleaner
    • Dishwasher
    • Washer Dryer
    • Warming Drawer
    • Fridge
    • Oven
    • Tumble Dryer
    • Freezer
    • Hob
    • American FF
    • Hood
    • Wine Cooler
    • Microwave
    Add Add another at £3.99/month
    Gadget
    • Smartphone
    • Laptop
    • MacBook
    • iMac
    • Desktop
    • Smart Watch
    • Game Console
    • Tablet
    • Camera
    • Monitor
    • Smart Monitor
    • Bluetooth Headsets
    • Headphones
    • Portable Game Console
    • Soundbar/Sound System
    • E-readers
    television
    • Television
    • Satellite
    satellite
    • Television
    • Satellite

    Compare Plans

    European
    Full UK
    National
    Local
    What is covered within the UK?
    £/YEAR
    EUROPEANCOVER
    £/YEAR
    FULL UKCOVER
    £/YEAR
    NATIONALCOVER
    £/YEAR
    LOCALCOVER
    Roadside Assistance
    Alternative Transport
    £500
    £250
    £250
    £250
    Overnight Accommodation
    £1000
    £500
    £500
    £500
    Caravan and Trailers
    Key Assist
    Message Assist
    Home Assist
    Nationwide Recovery
    European Assistance
    Pre-Departure Cover
    Spare parts shipping