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Generate a Quote

Basic Details
Choose your Cover
Review & Pay
Submit Application

Enter your account details

Please make sure that you have downloaded and read all the following Terms and Conditions documentation.

Please note that some of our policies are underwritten by companies outside of the European Economic Area.

In these instances, the Financial Services Compensation Scheme may not apply in respect to policy performance. Please pay special attention to the complaints section of the Terms and Conditions for more information.

Read the Home Emergency Terms and Conditions Read the Home Emergency IPID

The cover under the policy is subject to the age of the items being covered. We monitor all sales to ensure you will be able to benefit from the cover that you have chosen. If your item would be too old for us to cover, we will be in touch to let you know. Terms and Conditions will be sent to you along with your policy documentations.

Please check your details carefully. Incorrect information provided can result in your claim being rejected in the future.

If any of the details are incorrect, please use the "back" button to amend the relevent details.

This guarantee is offered by all banks an buildings societies that accept instructions to pay Direct Debits.

If there are any changes to the amount, date or frequency of your Direct Debit Smart-Cover Direct Limited will notify you 10 working days in advance of your account being debited or as otherwise agreed. If you request Smart-Cover Direct Limited to collect a payment, confirmation of the amount and date will be given to you at the time of the request.

Having problems?

Speak to one of our friendly advisors.

Call us for Help

03333 449 559

Lines open 10am - 7om Monday - Friday and 10am - 4pm Saturday