Home Emergency Insurance | Emergency Cover | Smart-Cover.co.uk

Home Emergency Cover ​Premium 1000

​24/7 Home Emergency Cover.

Your Home is in Safe Hands.

For Homeowners Only*

Home Emergency Cover

Home Emergency Cover is designed to get an engineer to attend your emergency as soon as possible. We cover your home for multiple emergencies - whether your central heating decides to pack up on a cold winter’s night, or a serious water leak threatens to cause water damage to your home. We are here to get it fixed.

Please see the T&Cs below.

​Relax! Cover for a wide range of home emergencies.

Lost Keys

​The loss or theft of the only availble keys if you can't replace them.

Electrical Emergencies

​Restore the electricity system following an emergency or complete failure.

​Plumbing  Emergencies

​Burst pipes & leaks. Domestic water supply, failure, blockage, drains etc.


Damage to roof or home following bad weather conditions, falling tree's etc.

​Locks and Doors

Damage or failure of door, locks and windows.

Heating System

Your Heating system will be fixed in no-time


Wasps, rats, mice, ants and more.

boiler breakdown

Boiler Breakdown 

We will assist you and pay for the call out, labour and parts.

What is covered?

Our cover takes the hassle out of you finding a reputable and skilled tradesman during your emergency. With our cover all you need to do is simply call our 24hr claim line and our representative will arrange everything for you! We’ll also keep you informed every step of the way, until your home emergency is resolved.

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What is not covered?

Whilst we always strive to deliver you maximum benefit at the lowest price, you must know that some circumstances or events are not covered by us. Our terms and conditions clearly explain what incidents we will not be able to pay out on so please read them carefully.

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Price match terms and conditions

At Smart Cover, our goal is to provide a service that is second to none. We do not just protect your life-style; we provide an insurance service which is refreshing to deal with.
This is why at Smart Cover, we are proud to offer more than just great prices, but we never want price to be a reason you shop elsewhere.

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Home Emergency Cover
Instant Benefits

  • 24hr claims line.
  • Unlimited number of claims.
  • Unlimited number of call outs.
  • UK-wide audited and monitored contractor network.
  • Fast emergency response.
t&c home emergency cover