24/7 Home Emergency Cover. Your Home in Safe Hands

Relax! Cover for a wide range of home emergencies.


  • Heating, hot water,  doors and windows
  • Burst pipes, leaks, toilet,  roof, tiles & pests cover
  • £500 per claim limit
  • 24/7 priority claim line
  • Expert engineer on call
  • Unlimited number of claims

Home Emergency Cover


Home Emergency cover is designed to get an engineer to attend your emergency as soon as possible

We cover your home for multiple emergencies - whether your central heating decides to pack up on a cold winter’s night, or a serious water leak threatens to cause water damage to your home. We are here to get it fixed.

Our cover takes the hassle out of you finding a reputable and skilled tradesman during your emergency. With our cover all you need to do is simply call our 24hr claim line and our representative will arrange everything for you!

We’ll also keep you informed every step of the way, until your home emergency is resolved.

Offers & Services* subject to T&Cs

      Instant Benefits


  • 24hr claims line
  • Zero excess
  • Unlimited number of claims
  • Unlimited number of call outs
  • UK-wide audited and monitored contractor network.
  • 24/7 Fast emergency response

      Policy Details


Policy Details - T&C's*

Not Covered

What's Covered

UK-wide Help & Support

Help and support with Smart Cover Direct

How we help

Price Match T&C's

A Wide Range of Home Emergencies Covered

electrical cover
  • Electrical  - Restore the electricity system following an emergency or complete failure.
pipes and drains
roof repair cover
  • Roofing – Damage to roof or home following bad weather conditions, falling tree's etc
accommadation cover
  • Inhabitable accommodation – for a night
home security
  • Locks and Doors - damage or failure of door, locks and windows
pest cover
  • Pests - Wasps, rats, mice, ants and more
toilet breakdown
  • Toilet Breakdown – inoperable, flushing mechanism failure
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