Sat Nav Insurance

All the fun, without the worry.

If you can find the same cover level at a lower price elsewhere we will match it up to 14 days after your purchase date. Just let us know the insurance provider, the cover level and price. Once verified we will refund the difference. Please email the following address with the details to

Sat Nav Insurance

We cover your satnav against accidental damage, theft, breakdown, liquid damage and unauthorised use. Get your quote today!

If you’re someone who relies on their satnav to get you from one place to another then you probably don’t want to risk being left without it. With your satnav always being on the go or left in your car overnight, it doesn’t take much to accidentally damage it, it’s also possible for it to be broken or stolen quite easily.

  • theft
  • breakdown
  • liquid damage
  • Repair or replace
  • Fraudulent Call cover of upto £2500
  • Gadgets covered upto the value of £1500
  • New or manufacturer refurbished gadgets covered
  • Upto 90 days of worldwide cover.
  • Accidental loss for any gadget other than a mobile phone.
  • Any loss not reported to the police within 48-hours and a loss reference number obtained.
  • Any loss of a mobile phone which has not been reported to your airtime provider within 24 hours of you discovering the loss.
  • Cosmetic damage that does not affect performance
  • Gadgets or Mobile phone purchased from online auctions
  • Claims where evidence of ownership or proof of purchase is not available.


  • Price match promise
  • Repair or replacement
  • Rapid claim settlement service
  • Fast claim settlement
  • UK based customer service
  • Fast professional engineer support
  • Accidental damage
  • Low excess fee of ​£50

At Smart Cover, our goal is to provide a service that is second to none. We do not just protect your life-style; we provide an insurance service which is refreshing to deal with.

This is why at Smart Cover, we are proud to offer more than just great prices, but we never want price to be a reason you shop elsewhere.

Price promise terms and conditions

1. We’ll match our competitor’s UK price.

2. The competitor’s product must be identical or better to ours, and offered on the same terms.

3. We must be able to verify the competitor’s price.

4. We’ll match the price of a product; not delivery charges or other services.

5. Cannot be used with any other offer.

6. Only applicable to England, Wales and Northern Ireland.

7. Competitor must be an FCA authorised entity along with the product.

8. Where price is reduced in excess of 20% of our list price, we retain our right to deny this offer.

9. Applicants cannot be employees or relatives of any other insurance broker and associated participant.

This is why in addition to our exceptional customer service; we also guarantee to match any price you may have been offered by any of our competitors.

Frequently asked questions

No, accidental damages are not covered under this policy.

The gadget must not be more than 18 months old when the policy commences and purchased as new, or refurbished directly from the manufacturer or network provider.

We will replace your electronic equipment if it is stolen. Where only part or parts of your electronic equipment have been stolen, we will only replace the part or parts. Please see the Terms and Conditions for more detail.

You can make unlimited claims in a year.

Any claim reported to Us within the first 45 days of Your policy will be subject to a £250 Excess fee. After the first 45 days of Your policy will be subject to a £50 Excess fee. Any claim for the loss of Your Mobile Phone will be subject to a £100 Excess fee.

If you decide that for any reason, this policy does not meet your insurance needs then please contact us within 14 days from the day of purchase or the day on which you receive your policy documentation, whichever is the later. On the condition that no claims have been made or are pending, we will then refund your premium in full. Thereafter you may cancel the insurance cover at any time however no refund of premium will be payable.

& Support

How we help you

  • Call the claim line on 03333 449 559 and report the problem between 9am and 7pm on weekdays and from 9am-4pm on Saturdays.
  • Tech support will try to resolve the problem  wherever possible, we will try to talk you through a solution.