Price Match Terms and Conditions

At Smart Cover, our goal is to provide a service that is second to none. We do not just protect your life-style; we provide an insurance service which is refreshing to deal with.

This is why at Smart Cover, we are proud to offer more than just great prices, but we never want price to be a reason you shop elsewhere.

Price promise terms and conditions

1. We'll match our competitor’s UK price.

2. The competitor’s product must be identical or better to ours, and offered on the same terms.

3. We must be able to verify the competitor’s price.

4. We’ll match the price of a product; not delivery charges or other services.

5. Cannot be used with any other offer.

6. Only applicable to England, Wales and Northern Ireland.

7. Competitor must be an FCA authorised entity along with the product.

8. Where price is reduced in excess of 20% of our list price, we retain our right to deny this offer.

9. Applicants cannot be employees or relatives of any other insurance broker and associated participant.

This is why in addition to our exceptional customer service; we also guarantee to match any price you may have been offered by any of our competitors. As everything, it is subject to terms and conditions, which you can read below.

Some of the home insurance policies on the market can cover your gadgets as part of the contents cover, this often comes at a much heavier premium. This is normally because these policies have a built-in for ‘out-of-home’ protection. Without a doubt, these policies, at times, may not even be worth it considering, given that the excess can cost between £100 to £300 per claim. And you will not be helped unless you pay it in full!

Furthermore, if you’re on a home contents insurance policy with a no claims discount then bundling in gadgets that are easier to lose such as mobile phones and iPods could put that in jeopardy.

At Smart-Cover, our excess starts from £25 per claim. A serious saving on its own. Even more, we do not increase your premium if you need to make a claim neither will any of your other insurance policies be affected if you need us.

We are a specialist in the field and promise to look after you at all times, setting you back on tracks within days of your claim!

Whilst we always strive to deliver you maximum benefit at the lowest price, you must know that some circumstances or events are not covered by us. Our terms and conditions clearly explain what incidents we will not be able to pay out on so please read them carefully.