Boiler Breakdown Insurance Cover | Smart-Cover.co.uk

Boiler Breakdown

Your boiler is one of the most important pieces of equipment in the house, especially when its winter time. If your boiler breaks down suddenly, it’s an instant worry as you're left with nothing to provide warmth and hot water, two essentials when you live in the UK. At Smart Cover we provide boiler breakdown insurance, meaning you don’t have to worry about this happening to you as you’re in safe hands all year round.

BASIC

 £250 Claim Limit

From £5.99 p/m

  • Gas safe registered engineers
  • Fast breakdown response
  • check
    Boilers up to 10 years
  • check
    ​£250 claim limit
  • check
    £25 Excess

T&C's

ESSENTIAL

£500 Claim Limit

From £7.99 p/m

  • Gas safe registered engineers
  • Fast breakdown response
  • check
    Boilers up to 10 years
  • check
    £500 claim limit
  • check
    £50 Excess

T&C's

PREMIUM

£1000 Claim Limit

From £9.99 p/m

  • Gas safe registered engineers
  • Fast breakdown response
  • check
    Boilers up to 10 years
  • check
    £1000 claim limit
  • check
    £95 Excess

T&C's

BENEFITS

  • We will assist you and pay for the call out, labour, parts and materials.
  • We will undertake to obtain spare parts as quickly as is reasonably possible. 
  • In the event it takes more than 60 hours to achieve this from the first point at which our approved engineer visits you and diagnoses the requirement, we will pay a fixed benefit of £40 toward providing alternative heating.


  • In the event your domestic boiler is declared beyond economic repair and is under seven years old, we will make a maximum contribution of up to £500 towards replacing it.
  • If the boiler is under ten years old but more than seven years old, we will make a maximum contribution of up to £300 towards replacing it.
  • If the boiler is more than ten years old, we will contribute £100 towards replacing it.