3-IN-1 BUNDLE OFFER
FOR YOUR HOME, MOTOR & HEALTH

Breakdown Cover

Breakdown cover is a policy that provides roadside assistance if your vehicle breaks down.

Electrical

Our insurance policies cover total emergency breakdown of your electricity supply.

Drains and Waste Pipes

Our plumbing & drainage insurance covers a wide range of problems including broken pipes, water supply and blocked drains.

Central Heating

Our cover includes breakdown of central heating system and its associated pipework.

Lost Keys

Lost your House keys? Our insurance policy gives assistance in gaining access to your property and protecting your home.

Boiler Breakdown

A boiler is an important part of any home. An unexpected boiler breakdown can result in very costly repairs. Save money, time and protection with Smart Cover’s 5 Star Rated Home Emegency Insurance.

  • Home Emergency (Including Boiler Service)
  • Motor Breakdown
  • Private GP-Service
  • Total:
  • £179.00 (0 Excess)
  • £119.99 (Premium Package)
  • £120.00
  • £418.99
Monthly / Yearly
£29.99 (Monthly)

£34.91£29.99

BUY NOW

What is home emergency cover?

Home emergency policies cover callouts to make emergency repairs if something goes wrong in your home, such as the electrics, boiler or plumbing.

Home emergency cover at a competitive price

If your boiler breaks down, we will send an engineer to your property to carry out a repair. We also cover the labour, parts and materials involved in rectifying the breakdown of your boiler.

Benefits

  • Annual claim limit up to £2500.
  • Cover the cost of emergency repair.
  • Technical support.
  • Parts and labours included.
  • Nationwide engineers.
  • Rapid engineer response.
  • UK based customer service.

What is motor breakdown insurance?

Experiencing a motor breakdown can be stressful and frightening. Cover with us ensures that help will be on its way when you need it most! Cover with us means complete peace of mind and with an average call out time of just 60 minutes, you’ll soon be back on the road!

Motor breakdown cover

Roadside Recovery

If we are unable to repair the vehicle under the Roadside Rescue section, we will recover the vehicle from the breakdown location to a local garage or a single destination chosen by the driver within the UK. If we attend a breakdown, and cannot fix the vehicle on the same day, we will help the driver by planning to allow continuation of the journey.
Hire Car Arranged
Alternative Transport
Overnight Accommodation
Assistance in a medical emergency
  • Home Emergency (Including Boiler Service)
  • Motor Breakdown
  • Private GP-Service
  • Total:
  • £179.00 (0 Excess)
  • £119.99 (Premium Package)
  • £120.00
  • £418.99
Monthly / Yearly
£29.99 (Monthly)

£34.91£29.99

BUY NOW

Private GP Care *

Flexible appointments:

We have a full range of direct access Private GPs online, similar to those available at your local NHS surgery, but with the flexibility to fit around your schedule. Registering with us does not affect your NHS relationship, and you can access us from abroad.

Our partners process your prescription and will contact you by phone or email to arrange payment and delivery. They deliver your medication with a free nationwide delivery service right to your door.

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Benefits

  • Unlimited consultations– there is no limit on the number of consultations you can book under your cover.
  • 7 days a week service– the aim is to move to a 24/7 service at some point but not yet.
  • Self-service– the patient is in control of booking their own consultations online – no call centres!
  • Generous consultation times– NHS GP appointment slots are typically 10 mins, with Vala it’s up to 25 mins!
  • Flexible prescription delivery options– you can choose to have your prescription delivered, or an e-prescription can be sent to you to pick up at a local pharmacy – it’s your choice!
  • GMC registered GPs – all medical professionals are GMC registered, and Vala Health is regulated by the Care Quality Commission (CQC)
  • Household coverage– one policy covers all members of the household, you can just register dependants on your profile online!
  • Home & abroad cover– while policyholders must normally reside in the UK, they can use it abroad if need be. Prescriptions can be sent to the individual to use at pharmacies overseas.
  • Free referrals into the NHS

* The Private GP Care is not an insurance or a regulated financial product.

Health service provided by Vala Health, specialists in 24/7 Private GP services secure form of video consulting approved for use by the Care Quality Commission.

Prescription medicine

If the condition is straightforward to diagnose or it is a repeat prescription, Vala doctors can offer prescriptions for you. However there may be occasions when you will need to be seen before prescribing certain medication through video consultation. Some common prescriptions include: levonelle, loestrin, microgynon, fluconazole, propecia, azithromycin, acyclovir, malarone, champix, or trimethoprim.

Repeat medications

Vala is not a pharmacy. In the event a doctor does prescribe medication, he/she will limit the supply based on the GMC’s guide Good Practice in Prescribing and Managing Medicines and Devices and best practice guidance from the British National Formulary and National Institute for Health and Clinical Excellence (NICE). Short-term prescriptions for maintenance medicines may also be obtained, however, this is approved on a case-by-case scenario. Usually no more than one week’s supply will be prescribed. Patients with chronic conditions should visit their GP for extended care.

What we don’t prescribe

Vala clinicians do not issue prescriptions for controlled substances, non-therapeutic, and/or certain other drugs which may be harmful because of their potential for abuse. These include, but are not limited to, certain medications for insomnia, anxiety or pain.

Limitations

Vala does not guarantee prescriptions. It is up to the clinician to recommend the best treatment. Prescriptions are not issued to anyone under 16 years old without consent of a parent or guardian. Prescriptions are not valid outside the UK.

Your prescription

If your clinician has prescribed a course of medication, we will fax the prescription directly to your local pharmacy for you to pick up.