Appliance Insurance | Insurance For Appliances |

Appliance insurance breakdown cover for every appliance in your kitchen.

Appliance Insurance

Our breakdown cover protects all your kitchen appliances in your home by securing you a  fast repair or replacement when electrical or mechanical breakdowns ruin your day.

Appliance insurance is designed to plug the gap between household insurance and appliance warranties, delivering substantial savings on repair bills.

When any of your kitchen appliances​ breakdown, you are just one phone call away from a caring technical support team and an army of experienced UK-wide engineers.

In the event that the appliance cannot be repaired, you will be provided with a like-for-like replacement.

So why not get an instant quote and take advantage of our 10% online discount.


  • Fast breakdown response
  • Accidental damage cover
  • Unlimited number of replacements
  • Electrical breakdown cover
  • No excess fee after the first 45 days*  Read Policy Details T&C's
  • Mechanical breakdown cover
  • £500 per claim limit

Help & Support**

help and support with Smart Cover Direct

How we help you

IPID (Insurance Product Information Document)

You First

unlimited repairs
repair or replace insurance
Price match promise
  • Unlimited number of claims
  • No fees or hidden charges, cancel anytime with 14 days notice
  • Price match promise - You won’t pay less elsewhere for the exact same service. See T&C's below

Price Match T&C's

Policy Details 

Policy Details* T&C's

What is Not Covered

What is Covered